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US Bank Smith's Mastercard SP CLI #3

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macinjosh
Senior Contributor

US Bank Smith's Mastercard SP CLI #3

Today was the day for the 3rd CLI request on my Smith's Mastercard.

$4K CLI today.

 

March 2019- Approval for $1,500

November 2019 $1,500 --> $3,000

June 2020 $3,000 --> $6,000

January 2021 $6,000 --> $10,000

 

This is my 7th card with a $10k or higher limit. Hopefully I'll add an 8th & 9th with a $10K limit this month.


Samsung Financing TD Bank $3,200


Message 1 of 21
20 REPLIES 20
AllZero
Mega Contributor

Re: US Bank Smith's Mastercard SP CLI #3

Congratulations on your CLI!
Message 2 of 21
mgood
Valued Contributor

Re: US Bank Smith's Mastercard SP CLI #3

Congrats!



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 24
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24
Message 3 of 21
firefox100
Valued Contributor

Re: US Bank Smith's Mastercard SP CLI #3

 

Congratulation nice way to start the new year.

Message 4 of 21
macinjosh
Senior Contributor

Re: US Bank Smith's Mastercard SP CLI #3


@firefox100 wrote:

 

Congratulation nice way to start the new year.


Thanks! Next month I'll be able to get a CLI on my Cash+. Hopefully I'll get my line doubled there, and not $4k, so it'll hit $10k too.


Samsung Financing TD Bank $3,200


Message 5 of 21
Anonymous
Not applicable

Re: US Bank Smith's Mastercard SP CLI #3

Nice way to start the year, congrats man!

Message 6 of 21
cashorcharge
Community Leader
Super Contributor

Re: US Bank Smith's Mastercard SP CLI #3

That's a great start!  Happy New Year!  Congratulations on your approval!!!

Message 7 of 21
macinjosh
Senior Contributor

Re: US Bank Smith's Mastercard SP CLI #3


@Anonymous wrote:

Nice way to start the year, congrats man!


Thanks. Did you ever get back in with US Bank?


Samsung Financing TD Bank $3,200


Message 8 of 21
firefox100
Valued Contributor

Re: US Bank Smith's Mastercard SP CLI #3

 

 

 

If I may suggest, I would go for credit increases on your Discover and Paypal mastercards before I would try to get increase on US bank cash card. My reason is Discover and Paypal are easer to get and Us bank may look at your average credit limits. Good luck.

Message 9 of 21
macinjosh
Senior Contributor

Re: US Bank Smith's Mastercard SP CLI #3


@firefox100 wrote:

 

 

 

If I may suggest, I would go for credit increases on your Discover and Paypal mastercards before I would try to get increase on US bank cash card. My reason is Discover and Paypal are easer to get and Us bank may look at your average credit limits. Good luck.


I will definitely try for a CLI on my Discover cards this month after my balance drops on Disco #2 to under 48.9% UTIL. No Sync CLI's until my VS4 score jumps back up, aforementioned Disco card. My Smith's MC is a US Bank card and so far they haven't had issues giving me CLI's. The only thing I screwed up on was PC'ing my Cash 365 Amex to a Cash+ when I did, because it reset my CLI clock on that card to 3 months later. Oops.


Samsung Financing TD Bank $3,200


Message 10 of 21
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