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US Bank Success

VanderSnoot
Established Contributor

US Bank Success

Earlier this week I applied for a second card from US Bank without first refreshing my memory on all of the ins and outs and rules I once upon a time learned here. The immediate response read something disheartening along the lines of "your application cannot be approved at this time." After a soul crushing moment, I checked here and realized I had made several mistakes in my app, but I also found a recon line (800-947-1444). I called the number and the agent reminded me my reports were frozen. I unfroze and called back, getting the same agent (!), and she re-ran my application. Although she didn't expressly tell me I was approved, she did exclaim "Oh! Yes, everything looks good on our end," and when I checked the next morning, a new line of credit had opened on my US Bank account. Success!

 

EQ8: 809

Inquiries: 0/12

New Accounts: 3/12

Message 1 of 20
19 REPLIES 19
HernandezWil
Established Member

Re: US Bank Success

Way to go.  Congrats!!  Something similar happened to me when I went to buy a new car.  All my credit was frozen Smiley LOL

December 2021 Fico 8 Scores:


Active Accounts:

Mortgages and Loans:

Goal Card:


Updated 30 November 2021
Gardening since 28 October 2021
Message 2 of 20
coreyb80
Senior Contributor

Re: US Bank Success

Congrats on the approval!

Message 3 of 20
CreditAggie
Super Contributor

Re: US Bank Success

Congratulations on your US Bank approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24 month):


Banks & CUs:

Goal Cards:



Message 4 of 20
Marmot
New Contributor

Re: US Bank Success

Congratulations on you approval !!!

Message 5 of 20
Sub16610
Established Contributor

Re: US Bank Success

Congrats on your new US Bank success!

Message 6 of 20
mrcraft
Valued Contributor

Re: US Bank Success

Congratulations on your U.S. Bank approval!!




Message 7 of 20
Titans84
Established Contributor

Re: US Bank Success

Congrats on your US Bank approval!

Current FICO 8:




Message 8 of 20
cashorcharge
Senior Contributor

Re: US Bank Success

That’s terrific!  Congratulations on your US Bank approval!! 👏🏼🎉🍾

Message 9 of 20
Total80sKid
Senior Contributor

Re: US Bank Success

Congrats on your USB approval 👍🏼

Message 10 of 20
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