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US Bank Visa Signature Approved!

Valued Contributor

Re: US Bank Visa Signature Approved!

Congrats on approval and nice recon

7-2018 / Fico 8 EX 774 , EQ 781 , TR 785
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank 12k , BofA 10k , Avianca Vida 10k , Union Bank 5k
Message 11 of 14
Frequent Contributor

Re: US Bank Visa Signature Approved!


@xaximus wrote:

Congrats to you, x!

How about some DPs for the community?


Of course! Scores are as follows - 

Amex - 704
Alliant - TU - 710
BOA - 684
Chase - 712
Citi - 723
Discover - 684 EX FICO 08 

 

I have a total of 7 inq on TU, 5 on EQ, 5 on EX (I think), I know I've lost some points on the inq's.

 

Also had a 31% balance on my Disc, 20% each on 2 Chase cards and a 20% balance on Cap1. I paid down the Disc to 28% (this will be down to under 5% within the next month), the 2 chase cards were brought down to 15% and 12% respectively, and the Cap1 is down to 10%.

 

I also added 5 cards on my mini-app spree as well. TCL now is at 100k, util is at 6% now. I'll be AZEO soon hopefully (1-2 month goal).  US Bank pulled my TU score as well. I probably should have waited 1-3 months to let everything settle and show but you know how it is when going on an app-spree. Hope this helps!


Hey, X, thanks for posting those details up there. This will help other members decide whether or not to take a chance and app.

I recognize the Discover score which is an EX FICO 08 (marked in RED in the quoted post). Maybe some fellow members can happen along & translate a few of the others?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (7/17/2018): FICO 08 EXP: 691; TU: 684; EQ: 728
Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 12 of 14
Frequent Contributor

Re: US Bank Visa Signature Approved!

Congratulations!




Starting Scores (February 2018): EX- 519, TU- 530, EQ- 545
Goal Score: 700 across the board
Message 13 of 14
Frequent Contributor

Re: US Bank Visa Signature Approved!

Congrats on the approval!!Smiley Very Happy



Message 14 of 14