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US Bank cash+ Cli

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Andypanda
Established Contributor

US Bank cash+ Cli

The 6th Statment of cash+ card was just issued, so I decided to ask for a CLI. I only use the card for utilitties and my cell phone bill (5% back for an avrege of about $25  a month) I had a starting cl of $1,000 (probally due to no reltionship with us bank, and young AAoA at the time). Couldn't find a link to link for a cli, so i called in. The CSR read me a disclaimer saying it might me a SP or a HP, and asked for my income. Agreed to the potential HP, and a minute later, got told I got a $1,000 CLI, no HP. a couple more of those, and I won't need to micromanage my acount.

 

Happy with the 2x CLI.

Message 1 of 10
9 REPLIES 9
M_Smart007
Legendary Contributor

Re: US Bank cash+ Cli

Congratulations and Have A Happy & Safe 4th of July.

Message 2 of 10
stonedog23
Frequent Contributor

Re: US Bank cash+ Cli

Congrats! Mine won’t budge because by TU 9 score is poor. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 3 of 10
Anonymous
Not applicable

Re: US Bank cash+ Cli

Congrats on your 2x CLI!!
Message 4 of 10
Andypanda
Established Contributor

Re: US Bank cash+ Cli


@stonedog23 wrote:

Congrats! Mine won’t budge because by TU 9 score is poor. 


Didn’t realize us bank uses tu 9 , not ghat jt made adiffrences. My tu 8 was 735 vs tu9 of 732. Don’t think the 3 points made a difference.

Message 5 of 10
mikesonthemend
Valued Contributor

Re: US Bank cash+ Cli


@Andypanda wrote:

@stonedog23 wrote:

Congrats! Mine won’t budge because by TU 9 score is poor. 


Didn’t realize us bank uses tu 9 , not ghat jt made adiffrences. My tu 8 was 735 vs tu9 of 732. Don’t think the 3 points made a difference.


Congratulations! That is awesome. USB has only pulled TU on me, but pulled EX and EQ on DW.




Living through Darwinism is so much worse than learning about about it in school.
Message 6 of 10
stonedog23
Frequent Contributor

Re: US Bank cash+ Cli


@Andypanda wrote:

@stonedog23 wrote:

Congrats! Mine won’t budge because by TU 9 score is poor. 


Didn’t realize us bank uses tu 9 , not ghat jt made adiffrences. My tu 8 was 735 vs tu9 of 732. Don’t think the 3 points made a difference.


My letter of decline for a CLI had my TU 9 on it. I’m in NC. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 7 of 10
Anonymous
Not applicable

Re: US Bank cash+ Cli

Congrats on the CLI. I have not been able to break US Bank in over 2 years. 

Message 8 of 10
calyx
Super Contributor

Re: US Bank cash+ Cli

Very nice!  Congrats on the CLI

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 9 of 10
Winesnoblv
Regular Contributor

Re: US Bank cash+ Cli

Congrats on cli with sp from US Bank.

 

I had a hp for my AR cli last month.  They always pull EX for me (in Nevada).

FICO 8 EX 784 TU 786 EQ 786
FICO 9 EX 780
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Cash Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
PNC Points Visa
FNBO Evergreen Visa
Message 10 of 10
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