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US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

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GetMeSlick
Established Contributor

US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Wow. thats a roller coaster status of my USBank 365 card application.

 

Applied for the card 2 weeks ago, and straight away denied by the computer system stating too may inqs on my EX. I have a cash+ card from them last year and I am very regular on PIF on that card. And i put all the 5% categories like mobile, internet, tv purchases on that.

 

Then contacted the recon team and they said they will take 2nd look.

 

Days passed, I kept checking the status and it said "your application is in progress"

 

Today tried calling the recon number, and to my surprise it welcomed me "Congratulations. Your card will be shipped soon." HeartHeart

 

Still didnt know how much it got aproved. Downloaded the USBank app and found its approved for $17.5k SL. Isn't sweet??? Smiley Tongue

 

;TLDR

I got approved for US bank amex cash 365 for $17.5k SL Smiley Happy

 

Happy week guys. Smiley LOL

1/6/2023 FICO TU-840|EX - 838|EQ -840
Total Credit - $470K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Gardening since Sep/2021
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats on a killer approval!!
Message 2 of 15
Anonymous
Not applicable

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats on the sucessful recon and SL!

Message 3 of 15
Winesnoblv
Regular Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats!

U.S. Bank moves rather slowly and seems to be doing more manual reviews lately.  Their online status never seems to update passed "your application is in progress."

You will probably receive and email next week or so on the approval and then a letter on the approval in the mail several weeks after you receive the card.  That was what happened when I was approved for one of their cards.  

FICO 8 EX 784 TU 786 EQ 786
FICO 9 EX 780
AMEX - Platinum, BCP, Delta Platinum, Simply Cash Plus, Blue Business Cash (Business)
Barclay - Arrival Plus, AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - Premier, PLOC
Discover It Miles
TD Cash Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
PNC Points Visa
FNBO Evergreen Visa
Message 4 of 15
Anonymous
Not applicable

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats on your US Bank 365 approval! That is a pretty sweet ending to a roller coaster ride! Smiley Very Happy

Message 5 of 15
M_Smart007
Legendary Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

 

Grats    ..US Bank 365 $17.5K  ...Get your Slick on!https://i.imgur.com/bj3xcEG.jpg?2

 

Message 6 of 15
nuohlac
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congratulations on your approval and massive SL!!!




Message 7 of 15
JR_TX
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

From a denial to $17.5K!

How sweeeet it is!

’grats!

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 8 of 15
credit_endurance
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Big congrats on an actual recon with US Bank of late! They have been tough to crack.

off topic questions for you: Is your screen name based from the actor who played alongside Robert Deniro in the movie Heat? He used to always say “ get me slick” 😁😁
Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 9 of 15
AllZero
Mega Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congratulations on your recon and approval! That's a nice limit.
Message 10 of 15
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