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US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

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Established Contributor

US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Wow. thats a roller coaster status of my USBank 365 card application.

 

Applied for the card 2 weeks ago, and straight away denied by the computer system stating too may inqs on my EX. I have a cash+ card from them last year and I am very regular on PIF on that card. And i put all the 5% categories like mobile, internet, tv purchases on that.

 

Then contacted the recon team and they said they will take 2nd look.

 

Days passed, I kept checking the status and it said "your application is in progress"

 

Today tried calling the recon number, and to my surprise it welcomed me "Congratulations. Your card will be shipped soon." HeartHeart

 

Still didnt know how much it got aproved. Downloaded the USBank app and found its approved for $17.5k SL. Isn't sweet??? Smiley Tongue

 

;TLDR

I got approved for US bank amex cash 365 for $17.5k SL Smiley Happy

 

Happy week guys. Smiley LOL

7/12/2019 FICO TU-815|EX - 787|EQ -809
Total Credit - $300K+
Starting Score: 640
Current Score: 785
Goal Score: 810


Take the myFICO Fitness Challenge
Gardening since June/2019
Message 1 of 15
14 REPLIES 14
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats on a killer approval!!
Message 2 of 15
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats on the sucessful recon and SL!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 3 of 15
Regular Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats!

U.S. Bank moves rather slowly and seems to be doing more manual reviews lately.  Their online status never seems to update passed "your application is in progress."

You will probably receive and email next week or so on the approval and then a letter on the approval in the mail several weeks after you receive the card.  That was what happened when I was approved for one of their cards.  

FICO 8 EX 764 TU 784 EQ 787
FICO 9 EX 771
Garden since Aug 2019
AMEX - Platinum, BCE, Delta Platinum, Simply Cash Plus (Business)
Barclay - AAdvantage Aviator
Capital One - Venture, Sparks (Business)
Chase - FU, CSP
Citi - AAdvantage WEMC, PLOC
Discover It Miles
TD Ameritrade Visa
US Bank Altitude Reserve
Wells Fargo Propel AMEX
BBVA Compass
Message 4 of 15
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congrats on your US Bank 365 approval! That is a pretty sweet ending to a roller coaster ride! Smiley Very Happy

Currently: Gardening since 12/29/2019




Message 5 of 15
Super Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

 

Grats    ..US Bank 365 $17.5K  ...Get your Slick on!https://i.imgur.com/bj3xcEG.jpg?2

 

Message 6 of 15
Established Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congratulations on your approval and massive SL!!!



Message 7 of 15
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

From a denial to $17.5K!

How sweeeet it is!

’grats!

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 6 EQ 4 TU 2
AAoA 5y4m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 1/12 & 4/24
Message 8 of 15
Valued Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Big congrats on an actual recon with US Bank of late! They have been tough to crack.

off topic questions for you: Is your screen name based from the actor who played alongside Robert Deniro in the movie Heat? He used to always say “ get me slick” 😁😁
FICO08 Jan 2020 (TU 743) (EQ 746) (EXP 770)
FICO09 Jan 2020 (TU 786) (EQ 791) (EXP 788)
TCL $700K+
Message 9 of 15
Senior Contributor

Re: US Bank ->Denied->Recon->WaitingGame->Approved->$17.5SL :)

Congratulations on your recon and approval! That's a nice limit.
Message 10 of 15
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