US Bank is a love hate thing....50% auto cli...

coreyb80 · ‎03-17-2020

Congrats on the CLI!

benreily · ‎03-17-2020

Congrats for the big CLI! I received a surprised auto CLI from Barclay for $400. Better than nothing. I didn't ask for CLI since 6 or 7 years ago I think since they wanted to HP me which I declined. I always assume they going to further cutting off my credit which they did few months back. However, now they rewarding me $400. Weird.

Starting Score: (Nov 2013) EQ 650, EXP 750, TU 750 | Score: (Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Recent(Apr 13th,2022) EQ Fico 8 -, Fico 9 817 | TU Fico 8 823, Fico 9 - | EX Fico 8 791, Fico 9 - | AoOA 20 years, 0 months, AAoA 6 years, 7 months

19eighty5 · ‎03-17-2020

Congrats!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

angelwingz · ‎03-18-2020

Congratulations on your PCLI! 👍

My Cards:

CapOne Walmart Rewards MC | Limit $1,500

Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.

myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698

nuohlac · ‎03-18-2020

Congrats on your CLI!!!

Re: US Bank is a love hate thing....50% auto cli...

Re: US Bank is a love hate thing....50% auto cli...

Re: US Bank is a love hate thing....50% auto cli...

Re: US Bank is a love hate thing....50% auto cli...

Re: US Bank is a love hate thing....50% auto cli...