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US bank Cash+ Visa signature card Approval

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Valued Member

US bank Cash+ Visa signature card Approval

I went in to a US bank branch to open a checking and a savings account with them. They had monthly fees for those accounts but there are a couple of options to waive that fee and opening a credit line with them was one. So, I applied in branch and was instantly approved for the signature card Smiley Happy, but with a $500 limit since my income isn't that great. The banker told me he saw people got approved with 680 score for this card. 

They Pulled Transunion for me
Fico scores:  EX: 725     EQ: 745   TU: 745
AAoA: 8 months Smiley Sad
Utilization: 1%
Perfect payment history, no baddies of any kind, always PIF


EXP 744 TU 751 EQ 744 TCL=$26,300
2 REPLIES 2
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Moderator Emeritus

Re: US bank Cash+ Visa signature card Approval

Grats on getting in the door. Appreciate those no fees checking accounts! Best of luck developing your account "Customer Relationship Score" with US Bank.
Starting Score: 300
Current Score: 850
Goal Score: 850


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Valued Member

Re: US bank Cash+ Visa signature card Approval

Thanks. I had a wells fargo account that charges $10 minthly fees, but I was able to waive the fee by swiping the card 10 times a month. However, since I started using CC only, they charged me for this month and that was the breaking point. 


EXP 744 TU 751 EQ 744 TCL=$26,300
Message 3 of 3
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