I went in to a US bank branch to open a checking and a savings account with them. They had monthly fees for those accounts but there are a couple of options to waive that fee and opening a credit line with them was one. So, I applied in branch and was instantly approved for the signature card , but with a $500 limit since my income isn't that great. The banker told me he saw people got approved with 680 score for this card.
They Pulled Transunion for me
Fico scores: EX: 725 EQ: 745 TU: 745
AAoA: 8 months
Perfect payment history, no baddies of any kind, always PIF
Thanks. I had a wells fargo account that charges $10 minthly fees, but I was able to waive the fee by swiping the card 10 times a month. However, since I started using CC only, they charged me for this month and that was the breaking point.