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US bank shows lots love for cash plus visa, 14.5K to 19.5K.

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firefox100
Valued Contributor

US bank shows lots love for cash plus visa, 14.5K to 19.5K.

 

 

 

Ok To day I called US bank customer service to ask for cli on my cash plus visa account which has a credit limit of 14.5K which was open the last day of August of 2019. Spent less then 2 minutes on the phone answered couple of Questions got instant approval answer before getting off the phone. I also have a US bank Altitude go visa credit card with a credit limit of 10K which apply for back on July 6. My total credit limit with US bank is 29.5K, so in the last month got approved for total of 15K more credit with US bank. I did pay the outstanding balance on the Altitude go visa Yesterday before I ask for increase on the Cash plus visa. I don't put lot spend on this card maybe 150 dollars per month. US bank must be in good lending mood, I am surprise that US bank gave me increase on fact that I don't spend heck lot with them.

 

 Some times I don't understand how I have spent more money and had a Citi credit card for over 5 years and could not get an increase but US bank had no problem approving me for a new card and cli in the same month.

 

Discover 29K, BOA mastercard 25K, Propel credit card 18K, citi double cash back 15.6K, apple gs 10K, TD bank visa 14K, JCp 18K, meric bank visa 3150, 2K blispay, US bank visa plus 19.5K, US bank Altitude go visa 10K Uber visa 12K, Ring mastercard 8K, Capital one Quick silver 4.7K, Capital one sparks bus visa 2K Capital one walmart mc 19K.

Message 1 of 17
16 REPLIES 16
simplynoir
Community Leader
Mega Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

Congrats on the increase

Message 2 of 17
gdale6
Moderator Emeritus

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

US Bank has been showing some luv recently, congrats on the CLI Smiley Happy

Message 3 of 17
M_Smart007
Legendary Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

Congratulations on your Increase!!!

Message 4 of 17
cashorcharge
Community Leader
Super Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

Congratulations on your success with US Bank!

Message 5 of 17
DebtStinks
Established Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

That's a generous increase, especially with your lack of monthly spending like you noted. Well done! Congrats!

NFCU More Rewards AMEX $25000 (Opened 1/19) - NFCU Platinum $21000 (Opened 1/21) - TTCU Platinum Visa $10000 (Opened 10/18) - Discover $5500 (Opened 11/21) - Barclays View MC $5000 (Opened 1/19) - Capital One Platinum $3500 (Opened 2/19) - Capital One World Elite MC $1000 (Opened 3/21) - Target Store Card $2000 (Opened 10/18) - Floor & Decor Store Card $42500 (Opened 10/18)
Closed - PenFed $35,000 - Cap1 World Elite MC $11,200
Total CL - $115500

CH7 BK Filed 8/1/17 Discharged 11/7/17

Scores as of 2/18/21:




Inquiries Last 12 Months:
Message 6 of 17
Meanmchine
Super Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 17
CreditAggie
Community Leader
Super Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

Congratulations on your US Bank Cash+ CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 17
AllZero
Mega Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

Congratulations on your CLI!
Message 9 of 17
ccquest
Established Contributor

Re: US bank shows lots love for cash plus visa, 14.5K to 19.5K.

Congrats on the increase, do you know whether it was a SP or HP?
as of 1/1/23
Current Cards:
Message 10 of 17
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