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USAA Approval

SFLSpotter9210
Established Contributor

USAA Approval

Well as the title says I was approved for the USAA AMEX card. So I was looking to add to my profile with a rewards card for dining out as we do a lot of that. So i was looking at the BOA rewards card and USAA as well. But I chose to go with USAA cause I believe in the long run they will be a better fit for my future needs. Now I will post my approval notice from USAA and I'd like some feedback on the SL. I read that USAA is pretty conservative on their SL. So can someone please confirm if my SL is decent? I mean to be honest in my opinion I'm happy with it cause from what I have read it will grow every 180 days if I so desire to take a HP. So with ending I'd like to thank everyone single one of you who contributes to this great forum for the help in knowledge and your own experiences with your credit journey. And with that being said I hope everyone has a great rest of your week and great weekend. PS I'd like to ask another question is USAA like with some other banks that you can use the same HP for other products wishin a certain time frame? 

 

 

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NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 37,500 NFCU GoRewards 7,000
Capital One Quicksilver 6,300
Lowe’s 34,500
Wells Fargo Propel 10,000
Barclay Apple1k
Citi Rewards+ 10,600
Citi Double Cash 14,800
Citi Simplicity 5,500
PNC Core VISA 17,500
Home Depot 1,000
USAA AMEX 10,000
Discover 14,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=761,EX=760,TU=766 scores and CL current as of 04/23/21 AAoA=2years10minths AoOA=17yrs
Message 1 of 21
20 REPLIES 20
JoeLuvsHisCredit
Valued Contributor

Re: USAA Approval

congrats fav.gif

Message 2 of 21
SFLSpotter9210
Established Contributor

Re: USAA Approval

Thanks I love that where did you find it at? Have a great day 👍 

NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 37,500 NFCU GoRewards 7,000
Capital One Quicksilver 6,300
Lowe’s 34,500
Wells Fargo Propel 10,000
Barclay Apple1k
Citi Rewards+ 10,600
Citi Double Cash 14,800
Citi Simplicity 5,500
PNC Core VISA 17,500
Home Depot 1,000
USAA AMEX 10,000
Discover 14,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=761,EX=760,TU=766 scores and CL current as of 04/23/21 AAoA=2years10minths AoOA=17yrs
Message 3 of 21
cashorcharge
Valued Contributor

Re: USAA Approval

While I don't have a lot of experience with them...about a year....from looking over your cards and scores, I will say that my scores are higher, I have more accounts and higher CL's than you...and I was given the EXACT SAME approval of $10K last year when I applied for the rewards card.  Correct, CLI's are HP and while I personally have never seen any "offers" from them as I don't use them as my primary bank, my SO does...along with heavier usage on the card and receives offers for 0% and received an Auto-CLI around the 1 year mark.  I have not taken another HP for a CLI as I haven't needed it and my usage on the card is low.  All in all, I say that's a pretty good CL from USAA! Congratulations on your approval!! 🎉🥂

Message 4 of 21
CreditAggie
Senior Contributor

Re: USAA Approval

Congratulations on your USAA Amex approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 5 of 21
SFLSpotter9210
Established Contributor

Re: USAA Approval

I really appreciate your reply. I will agree with you that the SL they gave me was very generous. Thanks again 

NFCU Flagship 25,000 Penfed PowerCash 8,750 PenFed PL 20,000 NFCU AMEX Rewards 37,500 NFCU GoRewards 7,000
Capital One Quicksilver 6,300
Lowe’s 34,500
Wells Fargo Propel 10,000
Barclay Apple1k
Citi Rewards+ 10,600
Citi Double Cash 14,800
Citi Simplicity 5,500
PNC Core VISA 17,500
Home Depot 1,000
USAA AMEX 10,000
Discover 14,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 1650 Fico 8 Scores EQ=761,EX=760,TU=766 scores and CL current as of 04/23/21 AAoA=2years10minths AoOA=17yrs
Message 6 of 21
Fico_Salamanca
Frequent Contributor

Re: USAA Approval

Congrats!

Message 7 of 21
gdale6
Moderator

Re: USAA Approval

That is a pretty good approval out of this creditor, grats on getting it Smiley Happy

Message 8 of 21
AllZero
Super Contributor

Re: USAA Approval

Congratulations on your approval!
Message 9 of 21
CreditMagic7
Super Contributor

Re: USAA Approval

Congratulations on the USAA Amex approval with a nice SL to boot!

Message 10 of 21
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