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USAA CLI approved Navy Fed Amex denied CLI.

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Regular Contributor

USAA CLI approved Navy Fed Amex denied CLI.

Applied and received cli for USAA Amex 2000 to 6500 and 101st VISA account 6000 to 12000. Navy Fed and Amex denied my  cli.  I have crazy inquires and cooling off for a year.  My AAoa has dropped from 7 plus years to 1 year 11 months.  Time to garden.  For real this time||||| lol

Amex GoldAmex Hilton Aspire 3.1k
Message 1 of 11
10 REPLIES 10
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Senior Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.

Congratulations on your CLIs!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 2 of 11
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Senior Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.

COngrats on CLI !!!!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 11
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Community Leader
Mega Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.

Congrats and shucksSmiley Wink
Message 4 of 11
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Senior Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.

congrats on your credit increase!!


Message 5 of 11
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Valued Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.

Congrats on the CLI!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 6 of 11
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Established Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.


@Gmoney144 wrote:

Applied and received cli for USAA Amex 2000 to 6500 and 101st VISA account 6000 to 12000. Navy Fed and Amex denied my  cli.  I have crazy inquires and cooling off for a year.  My AAoa has dropped from 7 plus years to 1 year 11 months.  Time to garden.  For real this time||||| lol


Congrats on your cli's!

What was the reason for the Amex denials?

~buried myself in the garden~
Message 7 of 11
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Established Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.

You should get a nice little bump when that AAoA hits 2 years. Mine went from 1 year 11 months and I got a 20 point increase! My oldest account also hit 12 years, so it may have been a combo of both, but you'll get a little one either way.

 

AMEX denied me for an increase as well. They stated my account was too new. Cat Sad Oh well! I'll try again in 30 days.

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 8 of 11
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New Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.


@Gmoney144 wrote:

Applied and received cli for USAA Amex 2000 to 6500 and 101st VISA account 6000 to 12000. Navy Fed and Amex denied my  cli.  I have crazy inquires and cooling off for a year.  My AAoa has dropped from 7 plus years to 1 year 11 months.  Time to garden.  For real this time||||| lol


For real for real?? lol

Congrats on the 2 nice CLI


10/18
EQ 618
TU 636
EX 625
6/19
EQ 628
TU 644
EX 654
Message 9 of 11
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Valued Contributor

Re: USAA CLI approved Navy Fed Amex denied CLI.

Congrats on the increases, and good luck in the garden!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


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