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USAA CLI to $8,000!!!!

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credit_is_crack
Valued Contributor

USAA CLI to $8,000!!!!

Hi All, 

 

So the last card I got was my USAA 5% gas amex earlier this year. It was approved in June and was approved at my lowest limit yet, but the 5% return on gas and instant posting of rewards more than made up for it, plus I've banked with USAA for 10 years now and have had extremely minimal complaints. 

 

Today was day 181 and like clockwork my "change credit limit" link popped up and I went for it. 

 

Approved from $2,500 to $8,000 -- was hoping for at least $10k, but a 3x+ increase is nothing to sneeze at, so I'll take it! At least this way if I'm pushing $300-$400 on balances for gas a month it will keep me well under 10% UTI. 

 

Stats:

EX HP - 772

Inq in 6 months - 3 // Inq in 12 months - 10

New accounts in 6 months - 3 // New accounts in 12 months - 5

UTI 1% - $3.9k/$365k

USAA Relationship - core banking (direct deposit), several savings & checking accounts, auto and home insurance, 3 credit cards. Fairly established rapport with USAA

 

USAA CLI

Message 1 of 9
8 REPLIES 8
xaximus
Valued Contributor

Re: USAA CLI to $8,000!!!!

Congrats on the CLI! 3x limit increase is definitely a big plus.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 2 of 9
thornback
Senior Contributor

Re: USAA CLI to $8,000!!!!

Wow, nice increase- Congrats!!

I just got this card in November and it's great. SL is 8K and I'm perfectly fine with that but 10K+ would also be wonderful so looking forward to seeing that link for a possible cli at 6 months.

Enjoy your new CL!!!
Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 9
19eighty5
Senior Contributor

Re: USAA CLI to $8,000!!!!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 9
Anonymous
Not applicable

Re: USAA CLI to $8,000!!!!

Congrats on 3x CLI approval !!!

 

Message 5 of 9
alvon123
Super Contributor

Re: USAA CLI to $8,000!!!!

congrats!!!


Message 6 of 9
Loquat
Moderator Emeritus

Re: USAA CLI to $8,000!!!!

Well that's a pretty sweep bump for the holidays.  Enjoy!

Message 7 of 9
_NERD
Established Contributor

Re: USAA CLI to $8,000!!!!

credit_is_crack is winning! Whoop whoop.

 

A8EB3CD8-7B6A-4C32-8243-787A6F851381.gif

 


3B profile optimization in progress...
Message 8 of 9
Anonymous
Not applicable

Re: USAA CLI to $8,000!!!!

Congrats!!!!! USAA won’t give me a penny!
Message 9 of 9
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