USAA Cash Rewards VISA CLI

3se7ens · ‎04-03-2018

I’ve had this card for 9mo. with a SCL of $5000, I’ve received CLI on my lessor store cards and my Capital One Spark with just a click of the button. But USAA doesn’t have a button(well I didn’t notice one). So I called, and within 3mins I was approved for $13000. They asked about my income housing cost and my credit.They use what is called a Vantage score, my score is currently at 662. I’ve been rebuilding my credit for 1yr now, and this forum has been tremendous! Thank you all!!!

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Anonymous · ‎04-03-2018

Nice increase, congrats!

Anonymous · ‎04-03-2018

supercalafragilistic!!

Way to go. VERY nice.

Really? They use vantage 3.0 for their credit decisions?

INteresting!

Again, congrats on your awesome CLI!

A1Credit · ‎04-03-2018

They use Vantage scores?

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669

Sneakytiki · ‎04-03-2018

I thought they sent me an experian plus score when I applied last month but when I looked again it was an experian vantage score. I don't think it was 3.0 though. It was lower than my score at credit.com

ETA: They sent a vantage score 3.0 recently. I'll pull out my original approval letter tomorrow to see what they sent with my card.

USAA and NFCU always send me weird scores when I apply.

Starting Score-(01/2017): FICO ||EX:575--EQ:549--TU:588||
Current Score--(04/2018): FICO ||EX:686--EQ:697--TU:715||