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USAA Cashback Rewards Plus Amex approved! O.M.G.

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Anonymous
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USAA Cashback Rewards Plus Amex approved! O.M.G.

Hello everyone! Smiley Happy

 

Well, my app roll continues. Smiley Wink  Woke up this morning to an approval from USAA for their Cashback Rewards Plus American Express card for a SCL of 20k !

 

I thought I was dreaming when I saw it and when I realized I wasn't, I almost cried. LOL!  For those who might be interest...

 

Stats:

  • Fico 8 EQ: 684, TU: 682, EX: 723 (as of 10/30/2016)
  • EQ Fico Score 5: 734 <<<<This is what they used from my CR, NOT EQ Fico Bankcard Score 5.
  • Number of Accounts: 14
  • AAoA : 13 yrs 9 m
  • Oldest Account: 21 yrs 1 m
  • Accounts opened in past year: 1

Recent Inquiries:

  • EQ: 2 (02/2016)
  • TU: 1 (05/2016)
  • EX: 0

Util: 0% (just recenly PIF)

 

BADDIES: ALL closed & PIF on 01/2013

  • Public Records: 1 Tax Lien Released ( not listed on EX)
  • Lates: 11/2010, 02/2011, 03/2011 (auto loan)

CLOSED ACCOUNTS: ALL closed, PIF, never late

  • 1 installment: 12/2015 (auto loan)
  • 1 mortgage: 1/2009
  • Several student loans: 01/2013

 

Message 1 of 26
25 REPLIES 25
CYBERSAM
Senior Contributor

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.

Congrats! Nice job.







                
Message 2 of 26
BigBS
Senior Contributor

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.

Congrats on the approval and SL!  Don't use it a lot, but like to carry it when I am on military installations.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 26
Anonymous
Not applicable

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.


@CYBERSAM wrote:

Congrats! Nice job.


Thank you! Smiley Happy

Message 4 of 26
Anonymous
Not applicable

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.

Wow! It's turning into an awesome week for you, LOTR! Congrats on all of your new cards, and the fantastic SL's to go with them! Very happy for you! Smiley Happy

Message 5 of 26
Anonymous
Not applicable

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.


@BigBS wrote:

Congrats on the approval and SL!  Don't use it a lot, but like to carry it when I am on military installations.


Thank you! Smiley Happy  I don't know how much mileage it will see, but I do intend to use it for gas when not near a Costco and a some other monthly purchases & bills. Not 20k worth though. LOL!! But you never know.  I will say this, USAA's service is so awesome!  So far, they have been completely on top of things.  Very responsive.  Very friendly. A+++ service!

Message 6 of 26
Anonymous
Not applicable

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.


@Anonymous wrote:

Wow! It's turning into an awesome week for you, LOTR! Congrats on all of your new cards, and the fantastic SL's to go with them! Very happy for you! Smiley Happy


Thank you!  Smiley Happy

 

It's been quite a ride for sure.  

 

When I saw the approval this morning, I decided to cut my app spree short - the accumlative SCLs are starting to scare me a bit. LOL! I guess I'm just not use to it.  So, I decided to let the PenFed and NFCU CC apps complete the process, withdraw any other CC apps in progress and let that be that.  Other than USAA's Limitless card (currently a pilot, which may/may not become available to me), I think I'm good on CCs for a lonnnnng while.  

 

Besides, my CC wish list may have been too long as I expected some denials during this app spree.  But now I'm afraid everything might get approved with good SCLs and I'm not ready for that! LOL!

Message 7 of 26
Anonymous
Not applicable

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.

Awesome! I'm not gonna lie, I'm a little jealous of your success Smiley Happy

Message 8 of 26
Anonymous
Not applicable

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.

Congratulations on your success, LOTR! Very nice SL on that card as well Smiley Happy

Message 9 of 26
Anonymous
Not applicable

Re: USAA Cashback Rewards Plus Amex approved! O.M.G.

Major Congrats!!!  Great SL.  I Heart me some USAA too!!! Smiley Happy

Message 10 of 26
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