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Very awesome increase, UncleB! You've got two great cards now, with limits that you can use easily. So happy for you! Scores are looking good, too!
@CreditCuriousity wrote:Congrats! I knew you would get it. It honestly couldn't of happened to one of the more caring and giving people on the forums. Very jealous of the card at 2.5 return!
+1000
Hi @JoeLuvsHisCredit, that's a head-scratcher for sure.
When I went for a CLI on my USAA Platinum back in March the CLI option went away; honestly I didn't pay attention to when it reappeared since I seldom look at that card on my USAA dashboard (and even when I do the option is tucked away at the very bottom of the screen). Of course in the past having the link return would have indicated you were eligible to try again, but if it's only been a couple of months I don't know.
In any case it would be a HP even if it did let you try, so you would have to take that into consideration. If you decide to give it a try, let us know how it goes!
Sorry I couldn't be more helpful.
I thought the same I thought it would gone away but as you can see in my photo it is still there on both of my accounts. But I am ok with my limits 17k and 16k and I really don't want to take a chance on waisting a HP
Awesome CLI, CONGRATS!!!
@Anonymous wrote:
@CreditCuriousity wrote:Congrats! I knew you would get it. It honestly couldn't of happened to one of the more caring and giving people on the forums. Very jealous of the card at 2.5 return!
+1000
+100000000000000000000000000000000000000000000000000000
@Anonymous wrote:Congrats on the awesome CLI! I'm about to be 31 days into my Limitless and I'm wearing it out. It gets most of my usage now except for using Disco for 5% bonus. The cash back adds up quick. I hope to match your CLI in 5 months!
To you and UncleB, could you tell me what my closing date and due dates will be if I was approved for this card 10/15 and activated with first use on 10/17?
@mrskitty wrote:
@Anonymous wrote:Congrats on the awesome CLI! I'm about to be 31 days into my Limitless and I'm wearing it out. It gets most of my usage now except for using Disco for 5% bonus. The cash back adds up quick. I hope to match your CLI in 5 months!
To you and UncleB, could you tell me what my closing date and due dates will be if I was approved for this card 10/15 and activated with first use on 10/17?
I'm sorry I don't have an answer to that, since as soon as mine was approved I change the due date to the 15th.
@UncleB wrote:Hello friends!
I got my Limitless back in January with a modest but usable $5500 credit line, and I've been using it (relatively) quite a bit, usually around $1100-$1300 each month. I always PIF, especially since the APR isn't that great.
Since I'm carrying a 0% BT on my other USAA Visa I had planned to wait until the first part of 2018 to see about getting a bump on the Limitless, but I had a change of heart and decided to give it a shot... credit line was increased from $5500 to $12k.
I actually had problems with the website (tried a couple of times; first errored out, then second got to the point of checking my credit then errored out... ugh). I ended up trying on the app and was successful. That's also why I didn't get a screen shot to post here - the app security settings wouldn't allow a screen grab.
I'm quite pleased with the new credit line, and now both of my USAA cards are the same CL (my USAA Platinum is also $12k). I don't plan on seeking another CLI with USAA... I'm quite content now.
Stats: EQ FICO 8 is 745; I think (?) USAA uses FICO 5, which is 734 (as of 8/27).
Update: I just got an alert that they pulled EX rather than EQ... EX FICO 8 is currently 757. EX FICO 2 was 724 as of 8/27.
As to a "modest limit" that would be for a "modest guy" ...