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USAA Limitless CLI

UncleB
Moderator

USAA Limitless CLI

Hello friends!

 

I got my Limitless back in January with a modest but usable $5500 credit line, and I've been using it (relatively) quite a bit, usually around $1100-$1300 each month.  I always PIF, especially since the APR isn't that great.

 

Since I'm carrying a 0% BT on my other USAA Visa I had planned to wait until the first part of 2018 to see about getting a bump on the Limitless, but I had a change of heart and decided to give it a shot... credit line was increased from $5500 to $12kSmiley Happy

 

I actually had problems with the website (tried a couple of times; first errored out, then second got to the point of checking my credit then errored out... ugh).  I ended up trying on the app and was successful.  That's also why I didn't get a screen shot to post here - the app security settings wouldn't allow a screen grab.Smiley Frustrated

 

I'm quite pleased with the new credit line, and now both of my USAA cards are the same CL (my USAA Platinum is also $12k).  I don't plan on seeking another CLI with USAA... I'm quite content now. Smiley Happy

 

 

Stats:  EQ FICO 8 is 745; I think (?) USAA uses FICO 5, which is 734 (as of 8/27).

 

Update:  I just got an alert that they pulled EX rather than EQ... EX FICO 8 is currently 757.  EX FICO 2 was 724 as of 8/27.

 

Message 1 of 29
28 REPLIES 28
CreditMagic7
Super Contributor

Re: USAA Limitless CLI

Way to go UncleB working USAA to a best possible result for you. Nice one. Smiley Happy

 

Congratulations on that!

Message 2 of 29
Gmood1
Community Leader
Super Contributor

Re: USAA Limitless CLI

Very nice UnkaB! I'll ask for you in a couple of months..lol
I'm going to top this one off at the max, if they let me!
Message 3 of 29
alottacards
Established Contributor

Re: USAA Limitless CLI

Grats on the cli.   I plan to be all over this card in a few days when it goes nationwide.   I've had a preapproval for the rate advantage visa and rewards visa for a while but I've been waiting for the limitless.

Message 4 of 29
AverageJoesCredit
Mega Contributor

Re: USAA Limitless CLI

Great job UncleBSmiley Happy You're really pushing the limits nowSmiley Wink
Message 5 of 29
CreditCuriosity
Moderator

Re: USAA Limitless CLI

Congrats!  I knew you would get it.  It honestly couldn't of happened to one of the more caring and giving people on the forums.  Very jealous of the card at 2.5 return! Smiley Happy

Message 6 of 29
JoeLuvsHisCredit
Valued Contributor

Re: USAA Limitless CLI

Congratulations

Message 7 of 29
CapCredit72
Established Contributor

Re: USAA Limitless CLI

Congrats! on your new limit. Smiley LOL

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 8 of 29
CO_NATIVE
Valued Contributor

Re: USAA Limitless CLI

Congrats! That is a handsome limit for a gorgeous card Smiley Happy


Message 9 of 29
Dinosaur
Moderator Emeritus

Re: USAA Limitless CLI


@UncleB wrote:

Hello friends!

 

I got my Limitless back in January with a modest but usable $5500 credit line, and I've been using it (relatively) quite a bit, usually around $1100-$1300 each month.  I always PIF, especially since the APR isn't that great.

 

Since I'm carrying a 0% BT on my other USAA Visa I had planned to wait until the first part of 2018 to see about getting a bump on the Limitless, but I had a change of heart and decided to give it a shot... credit line was increased from $5500 to $12kSmiley Happy

 

I actually had problems with the website (tried a couple of times; first errored out, then second got to the point of checking my credit then errored out... ugh).  I ended up trying on the app and was successful.  That's also why I didn't get a screen shot to post here - the app security settings wouldn't allow a screen grab.Smiley Frustrated

 

I'm quite pleased with the new credit line, and now both of my USAA cards are the same CL (my USAA Platinum is also $12k).  I don't plan on seeking another CLI with USAA... I'm quite content now. Smiley Happy

 

 

Stats:  EQ FICO 8 is 745; I think (?) USAA uses FICO 5, which is 734.


"Cows are contented" ... anyway congrats Smiley Happy Checked my USAA Limitless Cash Rewards and found the "change credit line" option which must have just appeared.

Starting Score: 850
Current Score: 850
Goal Score: 850


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Message 10 of 29
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