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DodgerinOhio congrats! Something I have noticed over time (reading posts in this forum) it seems the USAA Rate Advantage Credit Card ( non-rewards card) approves people considerably above their real purpose which is low rates. Checked the USAA Rate Advantage Card and find their purchases Apr rate range is 8.15% Apr to 25.15% Apr. There are a lot of advantages to the USAA Credit Cards but why it seems posters on this forum get much higher rates is beyond me. The new and improved Barclays Ring is now at 10.24% Apr Variable and the Simmons Bank is at 9.50% Apr Variable. Just wondering? You didn't mention your rate. Oops believe you added it latter on.
I seem to remember posting/ranting about how this card is not a rate "Advantage" but more a high APR card with no rewards. Definetly take advantage of the promo rate though.