USAA Rate Advantage Platinum CLI - myFICO® Forums - 5967417

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Well, I decided to request a CLI on my USAA CC. I was sitting at $7,000, and they boosted me to $15k! I didn't have the option to request a certain increase; they HP'd and returned the love.

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13 REPLIES 13

Congratulations on your CLI!

Message 2 of 14

Very nice! Congrats on your increase!

AODFCU 3%CB Visa Signature $10,000 @9.99%

Langley FCU Cash Back Visa $7,500 @ 15.00%

DCU Platinum Visa $5,000 @ 15.25%

NFCU Platinum Visa $4,000 @ 14.99%

Discover IT Student $2,000

Amex Delta Platinum AU $1,700

Amex Delta Gold AU $1,000

PayPal MC $5,000

PayPal Credit $3,500

Amazon Prime Store Card $3,000

Care Credit $5,000

SamsClub $2,500

Cap1 Walmart MC $400

WF College Card $1,200 @15.15%

Genesis Kay $5,100

Best Buy Store Card AU $5,000

Target RedCard $500

Macy's Citi Store Card $6,500

Sold my soul for the Gold card, and was given a measly $666 VPSL

Ford Motor Credit 72mos @ 0%

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Congrats on your CLI.

Message 4 of 14

Nice! Def worth the HP!

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

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Congratulations!

Graph of Days Until Next Spade

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

Garden Goal Chart

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Congrats!

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I'm now gardening for 18 months! In 30 days, I improved from an average 655 to 760, added 2 cards, increased a CL resulting in an overall increase of $16k in credit - all with FICO still climbing.

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Congrats!

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Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

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