USAA Rate Advantage Platinum CLI

[Anonymous]

Congratulations on your CLI! 👍

[UH_HUH]

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@Anonymous wrote:

Well,  I decided to request a CLI on my USAA CC.  I was sitting at $7,000, and they boosted me to $15k!  I didn't have the option to request a certain increase; they HP'd and returned the love.

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Over twice your credit limit approved in one fell swoop!

That's just sweet :-)

Enjoy your CLI

Cheers

[Aim_High]

@Anonymous wrote:

Well,  I decided to request a CLI on my USAA CC.  

I was sitting at $7,000, and they boosted me to $15k!

Awesome!  Congrats on your successes!

Enjoy and welcome to the garden.

So, were you using the USAA credit line or had it just aged?

How much did you use it and/or how much did it age before the increase?

Data points much appreciated!

[Anonymous]

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So, were you using the USAA credit line or had it just aged?

How much did you use it and/or how much did it age before the increase?

Data points much appreciated!

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I've had that card since 2015 - they don't apparently auto-CLI, at least not for me.  I had never sought a CLI either.  Over the last 3 years, I had my marina boat slip autopay through the card.  So I had $300 of activity on it every month for the last 3 years, but PIF every month with a reported average utilization somewhere around ~4%.

My dilema is that since I'm basically debt free now, I don't have a need for an APR card.  Perhaps after gardening I'll emerge and grab another USAA card and do some work on the CLI allocation.  USAA does allocation changes, but not PCs, I'm told.