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USAA & Chase for the win!

Frequent Contributor

USAA & Chase for the win!

I don't have any data points for him right now, but after watching everyone get their Chase preapprovals, I opened DH's app to see if he had them too and I'll be doggone - he had a preapproval for EVERY card including the core cards. Smiley Very Happy I checked his USAA app too. 

He's leery of applying for credit. Ya know, fragile ego and all, but I pushed his competitive button by mentioning I had a higher total available credit than him. 😈


Instant approvals!
Chase FU - Instant approval $8.5K

USAA Cash Rewards - Instant approval $8K @ 21.74%


He had to jet to work, so I'll post data points this evening. 

Side note- I opened a Chase checking account yesterday & noticed I had the same preapproved offers for United, Marriott & Southwest as everyone else. As bad as I want to get in with them so we can start trifecta building, I have no use for these cards. I did app 10/28/19 for the FU and was denied due to the below:


Too many recent requests for credit or reviews of your credit (EX: 7 inq)

Length of time since oldest credit card was opened is too short (opened May '19)

Average age of credit cards is too short (1 in May, 2 in September, 1 in Oct)


I was thinking about going into the branch and checking preapprovals. How generous do we think they are right now. It looks like they may be bypassing the 5/24 rule, but what about the other obstacles like 1 yr experience with cards?


Message 1 of 5
Super Contributor

Re: USAA & Chase for the win!

Congratulations on DH approvals!
Message 2 of 5
Regular Contributor

Re: USAA & Chase for the win!

Congrats to him! And as for you, a little patience never killed anyone.

Message 3 of 5
Epic Contributor

Re: USAA & Chase for the win!

"Instant approvals!
Chase FU - Instant approval $8.5K

USAA Cash Rewards - Instant approval $8K @ 21.74%"


Congrats on the approvals!



Message 4 of 5
Super Contributor

Re: USAA & Chase for the win!

Congrats Mr. Hut1

3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840

"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 5 of 5
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