After my recent success with PENFED,(21k signature Visa, and a 10k personal loan for my honeymoon ) I decided to give USAA a shot. My dad is marine vet, so I opened an account for him, and then joined myself. Mostly I heard they have great insurance rates. Getting married in July, so I figured we would combine then. I did not open a checking account, cause I have 2 already. App'd for the Preferred Signature Visa, instant approval, 7k! Decided to go for the cash back rewards plus AMEX, again...7k! Beyond stoked... My scores are going to take a big hit from all these new accounts...but I haven't had anything reporting in years. So I'm gonna let all these age, PIF, keep my utilization down, and then apply for my mortgage midle of next year. Either through USAA, or PENFED. Anyone have luck doing recon on the SL? Thought I could ask them to at least match PENFED. How would one go about that?
In 6 months you can take an EQ HP for (my guess and experience) an increase to 11K.
Congrats, pretty good company. I love the "drag n drop" cash (for no fee) in a utilization pinch. Use the card with no worries. You can request chip and pin the next time you travel overseas. Enjoy :]
|Total CL: $321.7k||UTL: 2%||AAoA: 7.0yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|