I was put on hold and transferred to verification today. All they asked is if I indeed submitted the app.
Then they said I’d get a decision in 24 hours. Seriously they did not ask a single question. Except for one 😉
8/16/18 TU 734 EX 703 EQ 725
10 or 11 inqs each bureau, 14% util
5/6/19 TU 761 EX 744 EQ 736
19 inqs each bureau, 13% util
NFCU cashrewards (25), DiscoverIT (18), Amex ED (2) (4.5), UberVisa (1), Chase Freedom (5.9), Paypal Credit (7.9), NFCU CLOC (15), US Bank Cash+ (12.5), NFCU Amex (15), PP 2% (7.2), Amex Magnet (1), US Bank Platinum (14.5), WF Propel (10), Amex Plat (NPSL), Neiman Marcus (9), Blue Nile (5), HSBC CashRewards (5.5), Amex Rose Gold (15 POT), Disco 2 (1), Amazon Prime Store Card (1.6), Apple Card (2.5)
Personal loans: Lightstream 20k/3yrs/5.95%, 10k/3yrs/5.95%