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USBANK Verification Department? update approved

trathu
New Contributor

USBANK Verification Department? update approved

Hi. I just called them to check my u.s. cash plus credit card application. They told me the application is in process and they need to get a representive to call me to verify something. However, there was noone, and that person told me that someone would call me back. In the meantime, does anyone what kind of questions do they ask for verification. I'm just curious. Thanks everyone. 
Message 1 of 10
9 REPLIES 9
APL247
Valued Member

Re: USBANK Verification Department?

Message 2 of 10
trathu
New Contributor

Re: USBANK Verification Department?

No, I did not.

Message 3 of 10
s_e_e
New Contributor

Re: USBANK Verification Department?

I was put on hold and transferred to verification today. All they asked is if I indeed submitted the app.

Then they said I’d get a decision in 24 hours. Seriously they did not ask a single question. Except for one 😉
8/16/18 TU 734 EX 703 EQ 725
10 or 11 inqs each bureau, 14% util

5/6/19 TU 761 EX 744 EQ 736
19 inqs each bureau, 13% util

NFCU cashrewards (25), DiscoverIT (18), Amex ED (2) (4.5), UberVisa (1), Chase Freedom (5.9), Paypal Credit (7.9), NFCU CLOC (15), US Bank Cash+ (12.5), NFCU Amex (15), PP 2% (7.2), Amex Magnet (1), US Bank Platinum (14.5), WF Propel (10), Amex Plat (NPSL), Neiman Marcus (9), Blue Nile (5), HSBC CashRewards (5.5), Amex Rose Gold (15 POT), Disco 2 (1), Amazon Prime Store Card (1.6), Apple Card (2.5)
Personal loans: Lightstream 20k/3yrs/5.95%, 10k/3yrs/5.95%
Message 4 of 10
trathu
New Contributor

Re: USBANK Verification Department?

thanks s_e_e. Did you choose online delivery or mail delivery. When I applied online, I think i have the option to choose online delivery if I get approval or denial. 

Message 5 of 10
s_e_e
New Contributor

Re: USBANK Verification Department?

I gave them my email—I think I chose online. We’ll have to keep each other updated if we hear anything.
8/16/18 TU 734 EX 703 EQ 725
10 or 11 inqs each bureau, 14% util

5/6/19 TU 761 EX 744 EQ 736
19 inqs each bureau, 13% util

NFCU cashrewards (25), DiscoverIT (18), Amex ED (2) (4.5), UberVisa (1), Chase Freedom (5.9), Paypal Credit (7.9), NFCU CLOC (15), US Bank Cash+ (12.5), NFCU Amex (15), PP 2% (7.2), Amex Magnet (1), US Bank Platinum (14.5), WF Propel (10), Amex Plat (NPSL), Neiman Marcus (9), Blue Nile (5), HSBC CashRewards (5.5), Amex Rose Gold (15 POT), Disco 2 (1), Amazon Prime Store Card (1.6), Apple Card (2.5)
Personal loans: Lightstream 20k/3yrs/5.95%, 10k/3yrs/5.95%
Message 6 of 10
trathu
New Contributor

Re: USBANK Verification Department?

I called them for verification. Everything was great,  and the nice lady came back and told me it would take 5-7 days to process. 

Message 7 of 10
s_e_e
New Contributor

Re: USBANK Verification Department?

Was approved but with a 1k limit. 16.74 apr though. Best wishes I hope they let you know soon.

ETA: I applied on Friday.
8/16/18 TU 734 EX 703 EQ 725
10 or 11 inqs each bureau, 14% util

5/6/19 TU 761 EX 744 EQ 736
19 inqs each bureau, 13% util

NFCU cashrewards (25), DiscoverIT (18), Amex ED (2) (4.5), UberVisa (1), Chase Freedom (5.9), Paypal Credit (7.9), NFCU CLOC (15), US Bank Cash+ (12.5), NFCU Amex (15), PP 2% (7.2), Amex Magnet (1), US Bank Platinum (14.5), WF Propel (10), Amex Plat (NPSL), Neiman Marcus (9), Blue Nile (5), HSBC CashRewards (5.5), Amex Rose Gold (15 POT), Disco 2 (1), Amazon Prime Store Card (1.6), Apple Card (2.5)
Personal loans: Lightstream 20k/3yrs/5.95%, 10k/3yrs/5.95%
Message 8 of 10
trathu
New Contributor

Re: USBANK Verification Department?

Did they let you know by email or did you call?
Message 9 of 10
trathu
New Contributor

Re: USBANK Verification Department?

Finnally, got approved.
Congratulations, you have been approved for the U.S. Bank Cash+ Visa Signature(R) Card credit card.

You will receive your account information via U.S. Mail in 7-10 days.

If you requested a balance transfer, you will receive a letter in the mail with information regarding the request.

Please do not reply to this email as we are not able to respond to messages sent to this address.

Thank you and we look forward to serving your credit card needs.
Message 10 of 10
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