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USBank Platinum Visa Signature - Cold Approval

tag
acadapter
Established Member

USBank Platinum Visa Signature - Cold Approval

Good Afternoon Forum,

 

Decided to pull the trigger on a cold app for the USBank Platinum. I like that 20 month BT offer and wanted to establish a relationship with USBank in pursuit of the AR. I received an instant approval albeit for $1200. This would be the smallest card in my portfolio by far + the balance I planned on transferring is much larger than that. However, I'm glad I was able to get instantly pushed through. 

 

Worth requesting a SL increase? I would not pursue if the result would be an additional HP; interested in other's experiences as I've seen USBank is pretty closed in there requirements and UW process.

 

Thanks as always!

FICO8 TU 759 EX 763 EQ 769

My Wallet: AMEX Platinum / AMEX Platinum Business / Capital One Venture $17.5k NAVYFCU Visa Signature $35K / NAVYFCU Flagship $28k / NavCheck $15K / Citi Rewards+ $14.8k / BoA Visa Signature $35K / BoA Cash Rewards MasterCard $25k Best Buy CitiBank $6.3k / Amazon Synchrony $12k / DiscoverIT $15K / Chase Ritz-Carlton Rewards Visa Infinite $18.3k / PenFedFCU PowerCash Rewards Visa $20k / Pay Pal $9k
Message 1 of 22
21 REPLIES 21
AllZero
Mega Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congratulations on your approval! SL reconsideration may result in another HP inquiry.

Message 2 of 22
Fico_Salamanca
Frequent Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congrats!

>

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Message 3 of 22
gdale6
Moderator Emeritus

Re: USBank Platinum Visa Signature - Cold Approval

Grats on the approval Smiley Happy

 

it will be another HP for the CLI, if you intend to trasnfer balances might be worth it also if you have another US Bank card you can see about transferring some limit over from it.

Message 4 of 22
SEAlifer
Established Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congrats! Weird about the limit, for sure. 

AU

Message 5 of 22
M_Smart007
Legendary Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congratulations on your approval!

Message 6 of 22
JoeLuvsHisCredit
Valued Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congratulations

Message 7 of 22
MyFault
Valued Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congrats on your approval!






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Message 8 of 22
AnimatorProcrastinator
Regular Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congrats on your new US Bank card!


Message 9 of 22
coreyb80
Super Contributor

Re: USBank Platinum Visa Signature - Cold Approval

Congrats on the approval!

Message 10 of 22
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