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The title says it all. My 8th statement is about to cut soon and I have tried the SP method of calling in to see if there was an offer on my account. I guess I got tired of waiting for an auto CLI and coupled with the fact I have downed a few beers tonight, I applied. I got a message saying "A decision will me made on your request within 48 hours." I thought that meant I was denied. I did a search and some people have got the same message and said to expect a call from a representative during that time. Great...
About 30 minutes went by and I got alerts from all the TU services. I logged into my account about 30 minutes after that and got what I asked for. SL 5500 > 10k. There were no calls and all I got was an email notifying me of a credit limit increase request. I was going to ask for 12k but decided against it as I knew I would be happy with 10k on this card. Did I leave money on the table? You bet. I'm happy with the 10k so that's all that matters. I have no plans to recon and ask for more.
For data points, TU F8 has been 813 w/ 3% UTI.
8 statements = $6384.28 so I average $798 per month
Total balance owed at the time of applying $772.97 (which will be my statement balance next month)
Always PIF w/ 0 interest paid since opening
Looks like the beer strategy worked! Congrats on the increase .
Congrats on your CLI !!!!
Congratulations!
Awesome happy for you Congrats!!