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Uber Visa Approval After Recon

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Regular Contributor

Uber Visa Approval After Recon

My hands were itchy and couldn't really wait to get that Uber Visa so applied right away but turned down. Called the recon line and spoke with Chloie or Lily (did not hear her name properly sounds the same over the phone) and turned down too. Hung up and tried to call 15 or 20 minutes later and she's the same lady over the line and asked for supervisor or loan officer, she offered to move it to another department. Gave me phone # and reference # to check on once they open. After waking up I saw an email that I got approved for $500 CL. Small limit but at least I'm happy with the approval. Definitely not going to waste a HP.

TU score: 737

Exactly 1 year and 3 days of credit history, and no baddies.

2 CCs (Cap1 and USAA)

And also when should I call for CLI? Anyways let me know if more datapoints are needed.

Updates from
http://ficoforums.myfico.com/t5/Credit-Card-Applications/Planning-to-Apply-for-Uber-Visa/td-p/522325...
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Discover It, Chase Freedom, BB Americas Platinum Plus
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11 REPLIES 11
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Valued Contributor

Re: Planning to Apply for Uber Visa

Congrats OP!



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 2 of 12
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Valued Contributor

Re: Uber Visa Approval After Recon

A least you're in, nicely done!!




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 3 of 12
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Valued Member

Re: Uber Visa Approval After Recon

My profile was not as good as yours (AAoA only 9-10 months/ 2 credits card with $2500 cli each) but i was approved for $2500 after recon. She asked me my spending habits and told me that she liked my credit management... approved.
Mar 2019 FICO 8: TR 781 / Ex 770 / EQ 772
AMEX BCD $10k - Amex Blue Delta $3k - Cash magnet $20k- Amex Everyday $5k -Discover $9k & $6.5k
Paypal Extras $10k - Uber Visa $5k - Amazon store $4.5k- Celtic bank $3.5k
Amex Gold -USBANK Cash+ $500 -Cap1 QuickSilver $500 (closed)
AAoA: 11 months - AoA 29 months - Uti ~1%
Message 4 of 12
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Regular Contributor

Re: Planning to Apply for Uber Visa

Also btw when should I call for CLI?
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Future CCs
Discover It, Chase Freedom, BB Americas Platinum Plus
Message 5 of 12
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Established Contributor

Re: Planning to Apply for Uber Visa

Congrats on the approval!

 

Robot Very Happy


Message 6 of 12
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Senior Contributor

Re: Uber Visa Approval After Recon

Congrats

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 12
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Valued Contributor

Re: Planning to Apply for Uber Visa


@kwulfe wrote:
Also btw when should I call for CLI?

You can call anytime, but will be a HP.  You have to ask, " Do i have an offer in my account for a CLI using a SP".  They will tell you and make it happen.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 8 of 12
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Regular Contributor

Re: Uber Visa Approval After Recon


@My_Credit_Journey2016 wrote:
My profile was not as good as yours (AAoA only 9-10 months/ 2 credits card with $2500 cli each) but i was approved for $2500 after recon. She asked me my spending habits and told me that she liked my credit management... approved.

Nice, seems you got a more understanding decision maker.  I was expecting mine to be at least $1000 but oh well at least I have it.  I'm assuming you got approved for $2500 right on the spot right? Or you asked for CLI?

 

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Future CCs
Discover It, Chase Freedom, BB Americas Platinum Plus
Message 9 of 12
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Frequent Contributor

Re: Uber Visa Approval After Recon

Congrats on an awesome recon! I'm sure the SL will grow in no time. Barclay is on my list for 2019. 

FICO as of 02/13/2018: 669 EQ Fico 8, 709 TU Fico 8, 716 EX Fico 8
5/3 Truly Simple MC #1 $5k | 5/3 Truly Simple MC #2 $4k | Banco Do Brasil Platinum Visa $3k | Home Depot $2k | HSBC Cash Rewards MC $1.5k | BMO Harris Cash Back MC $1.5k | BMO Harris Platinum Rewards MC $1.2k | HSBC Platinum Rewards MC $1k | Best Buy Visa $1k | Commerce Bank Drury Key Club Visa $1k | Citi Shell Card $0.8k | Penfed Power Cash Rewards $0.5k | Capital One QS1 $0.3k | Macy’s $5k
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