Ok guys, so I had to come out of the garden. Now that Discover's Q3 is over, it killed me to know I'd only get 1% + cash back match at the end of my first year on dining expenses. I look at my spending on Discover's analyzer and realized my husband and I dine out every week! 2% would not do it for me plus we travel once per year (not major but it'll help).
I downloaded the Uber app, applied today and got the standard 7-10 day message. I looked up the phone number on this forum (866-205-5973). Asked the rep if there was anything I needed to do, he asked me to hold so he could transfer me to a consultant but came back on the line and said I've been approved for $7,000!!!!
This is my second biggest starting limit ($12,000 SL with Discover)!!!
Data points:
3 late payments (latest occured in January)
Tons of late payments from student loans (currently deferred)
TU score as of last week: 693 but I recently had BK removed (not sure if it went up)
Edit: card arrived on 10/10 (before AMEX arrived though I was approved on the same day). According to the letter, my TU score was 712 so apparently, my score did go up a bit after the BK was removed.
