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@Anonymous wrote:
@Anonymous wrote:Ok guys, so I had to come out of the garden. Now that Discover's Q3 is over, it killed me to know I'd only get 1% + cash back match at the end of my first year on dining expenses. I look at my spending on Discover's analyzer and realized my husband and I dine out every week! 2% would not do it for me plus we travel once per year (not major but it'll help).
I downloaded the Uber app, applied today and got the standard 7-10 day message. I looked up the phone number on this forum (866-205-5973). Asked the rep if there was anything I needed to do, he asked me to hold so he could transfer me to a consultant but came back on the line and said I've been approved for $7,000!!!!
This is my second biggest starting limit ($12,000 SL with Discover)!!!
Data points:
3 late payments (latest occured in January)
Tons of late payments from student loans (currently deferred)
TU score as of last week: 693 but I recently had BK removed (not sure if it went up)
congrats!!! how old is your credit history? do you know what the age of your oldest card is, and your AAoA? how many other cards have you got?
Thanks! My oldest account (student loan) is 14 years old. According to CK, my average age is 6 years 2 months (slight decrease because of new Discover in 7/2019). I recently cancelled First Premier but had it for 9 years. Currently, I have two Capital One cards (each about 9 years old) and the Discover (2 months old). Uber Visa will be my 4th active credit card.
EDIT: and a 5 year old Macy's store credit card. Forgot all about that.
Thanks so much! When I was skimming the forums, and made the decision to pull the trigger, I would've been happy with even a $500 limit lol
Congratulations! I'm super jelly! I'm also on the 1% plus cashback match with my Disco until I can get a better dining card.
Congrats!
CONGRATS @ChiTownGirl1 on your Uber Visa approval and enjoy the SUB and the 4% Cashback!
@SEAlifer wrote:Congratulations! I'm super jelly! I'm also on the 1% plus cashback match with my Disco until I can get a better dining card.
Thanks so much! I didn't even realize how much we spent on dining until I got the Discover card. I maxed out Q3!!! Didn't even think it was possible. I absolutely love my Discover card. Can't wait to see the categories for 2020. I'm thinking about opening another Discover to get the cash back match again. It's the best intro to me!
Thank you very much!
@Marz2002 wrote:CONGRATS @ChiTownGirl1 on your Uber Visa approval and enjoy the SUB and the 4% Cashback!
Thank you so much! This is the first card where I'll actually get a SUB which is awesome! Awesome job on your rebuild as well. Very impressive!
Congrats !