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Uber Visa Approved! $25k SL!

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Anonymous
Not applicable

Uber Visa Approved! $25k SL!

Would like a dining card and decided on the Uber Visa.

A few questions:

1. Which bureau do they pull? I temporarily lifted the freeze off TU based on DP's I've read. Any chance they'll pull the other two?

2. I have 3 inquiries on my TU. Two were for CC's (16 months ago) and one was for T-Mobile (12 months ago). Will they count the T-Mobile inquiry against me?

3. I am unable to find the application online. Can anyone link the app? Is apping through the Uber app the only way?


DP's below.

TU FICO 8: 791
CK TU: 819
CK EQ: 816
INQ: TU - 3
AoOA: 19 year 2 months (AU)
AoYA: 10 month
AAoA: 5 years
Revolving utilization: less than 1% (AZEO)
Missed payments: 0
Derogs/Collections: 0
5/24 Rule: 3/24


Edit: Approved for $12,000 SL @ 17.24% APR! Reconned SL to $25K!
Message 1 of 22
21 REPLIES 21
FinStar
Moderator Emeritus

Re: Apping Uber Visa...do I qualify?

Based on the preliminary information you provided, it would seem like you have a good chance of getting approved.

Barclays pulls TU primarily and typically will SP EX as well. So, have both thawed out to avoid any delays or verification issues, if anything.

You should be fine as far as inquiries go.

IIRC, you would have to apply via the Uber app.
Message 2 of 22
Anonymous
Not applicable

Re: Apping Uber Visa...do I qualify?

@FinStar Thank you! I'm going to apply now via the app.
Message 3 of 22
FinStar
Moderator Emeritus

Re: Apping Uber Visa...do I qualify?

Awesome. Good luck with the application and let us know the outcome!
Message 4 of 22
Anonymous
Not applicable

Re: Apping Uber Visa...do I qualify?

Approved for $12,000 SL @ 17.24% APR!

Am I able to recon SL even though they granted $12k?
Message 5 of 22
Anonymous
Not applicable

Uber Visa Approved!

With the help of FinStar, I moved forward with apping for the Uber Visa. Was approved instantly.

SL: $12,000
APR: 17.24%

Can I still call recon to increase SL or will they deny me for already giving me $12k?
Message 6 of 22
Anonymous
Not applicable

Re: Uber Visa Approved!

Congratulations!! Very nice SL!

Message 7 of 22
FinStar
Moderator Emeritus

Re: Apping Uber Visa...do I qualify?

Congrats on the approval OP. I had a great feeling you'd score this one.

Given your approval, I'm moving your thread to the Approvals section.

As far as the SL, you can contact them (reference the Backdoor Numbers sticky) and speak to an analyst to determine if there's any flexibility with a higher limit.
Message 8 of 22
Anonymous
Not applicable

Re: Apping Uber Visa...do I qualify?

Called recon and they approved my SL to $25,000!
Message 9 of 22
Marz2002
Senior Contributor

Re: Uber Visa Approved! $25k SL!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Approval and the Recon for a MASSIVE SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 10 of 22
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