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Uber Visa Approved & Discover CLI!!

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FloydWonder
New Contributor

Uber Visa Approved & Discover CLI!!

Hey all,

Just cold apped for an Uber Visa, approved for $500 instantly. Immediately recon'ed over the phone for a new SL of $1500. Asked for $4k but my profile did not support it. I'm pretty happy with the number he came back with, as this will be
used primarily for restaurants when Disco category ends next month.

A little more good news: Recieved a $1500 CLI on my Discover IT card at or around the 90 day Mark to bring it to $5k last week. This card has been my daily driver recently, as I eat out 1-2x a day on average.

Credit build is coming along very nicely! I'm really stoked right now. Going to hit the garden for a bit now.

Data Points:

673 TU FICO 8
AAoA: 7 months
AoOA: 1 year, 2 months
AoYA: 3 months (3 accounts opened in May)
1 paid chargeoff from 8/2016
PayPal 2% MC $10K | WF PLOC $10K
Chase Freedom Flex $13.7K | Discover IT $13.5K
WF Propel $8000 | WF Cash Wise $1500 | USB Cash+ 5000
Amex Business Prime $20K | Amex ED $4800 | Amex Gold | Uber Visa $1500

FICO 8 Scores (2/21/21): 767 TU, 770 EQ, 771 EX
11 REPLIES 11
MrDFinance
Established Contributor

Re: Uber Visa Approved & Discover CLI!!

Congrats!!..... Getting in with Barclays feels gooooood Smiley Happy.... Discover is solid as well..
Message 2 of 12
Cred4All
Valued Contributor

Re: Uber Visa Approved & Discover CLI!!

Congrats on the approval with a winning recon result!


Message 3 of 12
Anonymous
Not applicable

Re: Uber Visa Approved & Discover CLI!!

Great job on the recon, Floyd! Got any specifics on how you argued your case? 

And Congrats! on this nice approval & your Disco CLI. Thanks for sharing the DPs. 

Message 4 of 12
Pikaboo-icu
Valued Contributor

Re: Uber Visa Approved & Discover CLI!!

Congrats!  Hats off.gif

 

Way to go!! 

  


Message 5 of 12
FloydWonder
New Contributor

Re: Uber Visa Approved & Discover CLI!!

Thanks, everyone! I owe it to the community here for all that I've learned.

@James_A - My stated argument for the increase was the ability to book international airfare on this card.

When asked about my three new accounts in May, I mentioned having the need for no-FTF cards (Amex, Discover) and the ability to pay for my expenses with checks (WF PLOC). The rep then commended me on my payment history, placed me a brief hold and came back with the counter offer. He seemed aplogetic about their counter offer not being as high as my asking number, and informed me that this card will grow with time and responsible usage.
PayPal 2% MC $10K | WF PLOC $10K
Chase Freedom Flex $13.7K | Discover IT $13.5K
WF Propel $8000 | WF Cash Wise $1500 | USB Cash+ 5000
Amex Business Prime $20K | Amex ED $4800 | Amex Gold | Uber Visa $1500

FICO 8 Scores (2/21/21): 767 TU, 770 EQ, 771 EX
Message 6 of 12
Anonymous
Not applicable

Re: Uber Visa Approved & Discover CLI!!

Congrats!!

tenor.gif

Message 7 of 12
xaximus
Valued Contributor

Re: Uber Visa Approved & Discover CLI!!

Congrats on the approval and CLI! I would call Disco and double-dip. Disco is known to leave money on the table.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 8 of 12
Anonymous
Not applicable

Re: Uber Visa Approved & Discover CLI!!

COngrats on your approval and nice CLI !!!!

 

 

Message 9 of 12
19eighty5
Senior Contributor

Re: Uber Visa Approved & Discover CLI!!

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 12
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