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Uber Visa Barclay Recon Success

luxlight
Regular Contributor

Uber Visa Barclay Recon Success

Hello guys. I just got the denial letter from Barclays today and it stated "Insufficient Credit History" as the only reason for denial. My TU FICO score was 730. I decided to call in to see if i could get it reconned and a specialist picked up and asked me about my income and employment history. At first she said another reason that i was denied was that Barclays likes to see about 3 years of employment history before they give approvals but after a couple minutes on hold while she reviewed my app, she came back with a approval of a $1k starting line. She said they liked my current payment history on my cards and that ill get my card in 7-10 business days. Was thinking of trying to push for a higher SL but i decided against it since it was a low SL and being denied in the first place. Got my datapoints in my signature


FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 1 of 19
18 REPLIES 18
FinStar
Moderator

Re: Uber Visa Barclay Recon Success

Congrats on being able to have it reconsidered. Gotta start somewhere, right? 😉 Enjoy your new Uber CC!
Message 2 of 19
gdale6
Moderator

Re: Uber Visa Barclay Recon Success

Good recon. Use the card and pay it promptly, in 6 months call and see if you can get a SP CLI
Message 3 of 19
VoltronM
Senior Contributor

Re: Uber Visa Barclay Recon Success

COngrats on recon approval !!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 19
Optid
New Contributor

Re: Uber Visa Barclay Recon Success

Congrats! I got my Uber card in March of last year, had to recon as well for approval. Mine started at $500 and has grown to $3000.

Started gardening on 10/23/18
Message 5 of 19
MakingProgress
Senior Contributor

Re: Uber Visa Barclay Recon Success

Congrats on the approval.   I just got the Uber Visa recently myself.   I have to say they post your rewards right away and you can use them right away.   I hit my spend for the SUB and that was included with the transaction that put me over the top.

FICO 8 Starting Score

Current Scores


Garden Goal is All Reports Clean – Achieved 11/26/20
Message 6 of 19
clark_d_shark
Established Contributor

Re: Uber Visa Barclay Recon Success

Way to go! Congratulations on overturning that denial. 

Fico Scores as of March 2020 TU (739) EX (748) EQ (776)



Message 7 of 19
Marz2002
Senior Contributor

Re: Uber Visa Barclay Recon Success

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Approval and your Recon SUCCESS!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 8 of 19
xaximus
Valued Contributor

Re: Uber Visa Barclay Recon Success

Congrats on the approval and recon!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 9 of 19
Casual
Established Member

Re: Uber Visa Barclay Recon Success

Congrats! That Uber card is great, I hope to get it someday. The 4% on dining is hard to beat.

Credit Cards:
Message 10 of 19
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