Uber visa approval for $3000. After ten days of waiting and checking on their site and it saying it was still under review, I decided to call and check. He verified my last four of my social and my date of birth and said "I have your application right here and am able to approve you for $3,000. This is my lowest limit card besides my Victoria's Secret store card which I've had for a year and a half. I thought about reconning the limit, but don't know if I should risk it. I definitely don't want another hp and recently opened two other cards so I don't want to push it. I was honestly happy to get in with Barclays because I hear they are fickle and my score isn't the best. I did an app spree of three cards I really wanted and was approved for all three (DCU Platinum for the low apr, Cash Plus for the rewards, and Uber for the rewards). I am one happy girl!!! I'm heading off to the garden for at least six months or a year. I only want two more cards then I'm done forever haha (at least until new cards come out that I want).
Data points:
Transunion (I'm not sure which score they check) Fico 8 655
One inquiry on TU from July 24, 2018 for a car loan
One bad charge off account which is showing 30, 60, and 90 days late from 2016
Overall Utilization 43% (I'm still in my 0% apr period for a card last year-I should've paid this off prior to applying)
Income: $190,000
No rent or mortgage
No new accounts for a year last one was a car loan from July of 2018.
AAOA 6 years
Oldest Account 12 years and 3 months
All credit limits between $4,000 and $10,000 prior to this card which is $3,000 ( besides Victoria's Secret store card which is 1500)
If I left anything out, please let me know!
Enjoy iT!
