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Unexpected Chase CLI

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ratchada
Contributor

Unexpected Chase CLI

I was surpised (and pleased) to log in to my Chase account today and see that they'd raised the CL on my IHG card from 2k to 5k, with no request from me (nor notification from them). I've only had the card for 3+ months. Would have been nice to have access to the 5k on the international trip I took back in Dec, haha, but I can't complain too much for the initial 2k CL, seeing as it was my first Chase card and all (also, they gave me 5k on my second card from the get-go).

EX (Fico 8): 755 TU (Vantage 3): 815 EQ (Vantage 3): 791
Amex Platinum; Amex Schwab Platinum; Chase Sapphire Reserve $19,800; Amex Bonvoy Brilliant $16,300; Chase World of Hyatt $12,200; Amex Hilton Aspire $11,500; Citi Double Cash $12,300; Citi Business AA Platinum Select $10,400; Citi AA MileUp $7,700; Citi Premier $2,500; Amex Everyday $5,000; Chase World of Hyatt Business $5,500; Chase Ink Unlimited $8,000; Chase Ink Cash $5,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: July 2023
Store cards: Amazon (Synchrony) $1,000
Goals: EX 760 by middle of 2023
Wanted cards: Barclay Aviator Red; Chase Ink Preferred; Chase Ritz-Carlton
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Unexpected Chase CLI

Congratulations on the CL!

Message 2 of 12
Marz2002
Senior Contributor

Re: Unexpected Chase CLI

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the AWESOME Chase CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 3 of 12
Anonymous
Not applicable

Re: Unexpected Chase CLI

Congrats! Have you given them a lot of spend?

Message 4 of 12
ratchada
Contributor

Re: Unexpected Chase CLI


@Anonymous wrote:

Congrats! Have you given them a lot of spend?


I came close to maxing it out the first month, and used about 50% of the CL the other two months (after MSR).

EX (Fico 8): 755 TU (Vantage 3): 815 EQ (Vantage 3): 791
Amex Platinum; Amex Schwab Platinum; Chase Sapphire Reserve $19,800; Amex Bonvoy Brilliant $16,300; Chase World of Hyatt $12,200; Amex Hilton Aspire $11,500; Citi Double Cash $12,300; Citi Business AA Platinum Select $10,400; Citi AA MileUp $7,700; Citi Premier $2,500; Amex Everyday $5,000; Chase World of Hyatt Business $5,500; Chase Ink Unlimited $8,000; Chase Ink Cash $5,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: July 2023
Store cards: Amazon (Synchrony) $1,000
Goals: EX 760 by middle of 2023
Wanted cards: Barclay Aviator Red; Chase Ink Preferred; Chase Ritz-Carlton
Message 5 of 12
Anonymous
Not applicable

Re: Unexpected Chase CLI

COngrats on super rare auto luv CLI !!!!

 

 

Message 6 of 12
SFLSpotter9210
Valued Contributor

Re: Unexpected Chase CLI

Congratulations on your ACLI 😎.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 7 of 12
Anonymous
Not applicable

Re: Unexpected Chase CLI

Coooooool!  

 

I wonder if they saw your foreign transactions and said, "hey, we better give this person a lot more dough to play with!"  

 

Grats - 

Message 8 of 12
ratchada
Contributor

Re: Unexpected Chase CLI


@Anonymous wrote:

Coooooool!  

 

I wonder if they saw your foreign transactions and said, "hey, we better give this person a lot more dough to play with!"  

 

Grats - 


Haha, didn't think of that! And actually, the majority of the transactions on the card are always foreign transactions, even after my trip: I made my girlfriend, who lives in Asia, an AU on the card, and she uses it for her day-to-day expenses.

EX (Fico 8): 755 TU (Vantage 3): 815 EQ (Vantage 3): 791
Amex Platinum; Amex Schwab Platinum; Chase Sapphire Reserve $19,800; Amex Bonvoy Brilliant $16,300; Chase World of Hyatt $12,200; Amex Hilton Aspire $11,500; Citi Double Cash $12,300; Citi Business AA Platinum Select $10,400; Citi AA MileUp $7,700; Citi Premier $2,500; Amex Everyday $5,000; Chase World of Hyatt Business $5,500; Chase Ink Unlimited $8,000; Chase Ink Cash $5,000; Chase Marriott Rewards Premier Plus Business $5,000; Chase IHG Premier $5,000; CapOne Quicksilver One $500
Oldest account: March 2018; Youngest account: July 2023
Store cards: Amazon (Synchrony) $1,000
Goals: EX 760 by middle of 2023
Wanted cards: Barclay Aviator Red; Chase Ink Preferred; Chase Ritz-Carlton
Message 9 of 12
Anonymous
Not applicable

Re: Unexpected Chase CLI

Thats great. Chase doesn't do this often. Lucky you.

Message 10 of 12
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