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Unexpected Discover it Miles approval!

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Anonymous
Not applicable

Unexpected Discover it Miles approval!

WOW - still a little in shock

A month ago I didn't even have a pre-qualification for Disco ... nor did I expect too.

Just for the heck of it today I checked my pre quals and the miles and cash back were there....Bit the bullet and went in for the miles card, it was approved with a $9,500 SL....say what? my highest mastercard (credit one) only has a $800 CL.

Coming from under 600 scores across the board a few months ago, to where I sit now 648-677, been working my bum off to lower my utilization

 

Time to hit the garden for the next year until I apply for a mortgage.

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Unexpected Discover it Miles approval!

Congrats on your approval!

Message 2 of 18
Peazmom
Frequent Contributor

Re: Unexpected Discover it Miles approval!


@Anonymous wrote:

WOW - still a little in shock

A month ago I didn't even have a pre-qualification for Disco ... nor did I expect too.

Just for the heck of it today I checked my pre quals and the miles and cash back were there....Bit the bullet and went in for the miles card, it was approved with a $9,500 SL....say what? my highest mastercard (credit one) only has a $800 CL.

Coming from under 600 scores across the board a few months ago, to where I sit now 648-677, been working my bum off to lower my utilization

 

Time to hit the garden for the next year until I apply for a mortgage.


Well done you on the hard work to get where you are now...keep it up!  Welcome to the Disco and congrats on a sweet SL!

Starting FICO 8 December 2017

FICO 8 as of 6/7/20



Sock Drawer:

Message 3 of 18
Iusedtolurk
Established Contributor

Re: Unexpected Discover it Miles approval!


@Anonymous wrote:

WOW - still a little in shock

A month ago I didn't even have a pre-qualification for Disco ... nor did I expect too.

Just for the heck of it today I checked my pre quals and the miles and cash back were there....Bit the bullet and went in for the miles card, it was approved with a $9,500 SL....say what? my highest mastercard (credit one) only has a $800 CL.

Coming from under 600 scores across the board a few months ago, to where I sit now 648-677, been working my bum off to lower my utilization

 

Time to hit the garden for the next year until I apply for a mortgage.


Congrats thats a great SL and a large increase over your highest mastercard of 800.

 

It's said that 740 is the magic number for the best rates for mortgages so keep that in mind also.

Message 4 of 18
Anonymous
Not applicable

Re: Unexpected Discover it Miles approval!

Congratulations!

Message 5 of 18
MyFault
Valued Contributor

Re: Unexpected Discover it Miles approval!

Congrats!






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Message 6 of 18
gdale6
Moderator Emeritus

Re: Unexpected Discover it Miles approval!

An excellent SL for only having an 800CL as max, congrats Smiley Happy

Message 7 of 18
M_Smart007
Legendary Contributor

Re: Unexpected Discover it Miles approval!

Congratulations on your approval! ...

Message 8 of 18
coreyb80
Super Contributor

Re: Unexpected Discover it Miles approval!

Congrats on the approval!!

Message 9 of 18
AllZero
Mega Contributor

Re: Unexpected Discover it Miles approval!

Congratulations on your approval!
Message 10 of 18
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