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Unexpected treat! Disco Cli!

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Frequent Contributor

Unexpected treat! Disco Cli!

I decided to hit the LUV button and got a $500 CLI (to $2000) just now! I've never (successfully) done this! I've hit the Synchrony LUV button a few times and was always declined and expected the same here. I was shocked that I got anything! (I am the Queen of Lowered Expectations! LOL.)

 

I was inspired by some posts here to try for a CLI on my Discover It Cash Back card. I've only had the card 6 months. (Starting limit $800, raised to $1500 three months ago via auto CLI.)

 

My scores are not great (650-660 FICO) and were in the low 600s when I first got approved for the card, so I am extra grateful for this CLI. I know that $500 or 25% more may not seem like much, but I'm thrilled. Disco has been very good to me.

 

This comes at an especially good time because I still have a 0% APR and there are some added expenses this month (that will be paid off shortly). I've been very good about paying in full (though sometimes I may carry a fairly modest balance) and now with the CLI I feel like I have some extra breathing room. 

FICO8: Nov 20, 2018:
FICO8: Nov 4, 2019:
Goal for December 2019: FICO 640-700
Overstock Store Card, $2,250Walmart Store Card, $500 limitDiscover IT Cash Back, $2000Navy Fed cashRewards, $1000Shell Citi store card, $800Navy More Rewards, $17,000RIP Green Dot Platinum
Overstock $2,250, Walmart $500, Discover IT Cash Back $2000, Navy Fed cashRewards $1000, Shell (Citi) Fuel Rewards, $800, Navy More Rewards, $17,000, (Green Dot Platinum Secured, $200, to be cancelled.)

Starting Score: 539
Current Score: 665
Goal Score: 760


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Message 1 of 11
10 REPLIES 10
Frequent Contributor

Re: Unexpected treat! Disco Cli!

Congratulations_misti.gifWe have all been where you are, with that being said congratulaions on your success, enjoySmiley LOLHeart


Message 2 of 11
Valued Contributor

Re: Unexpected treat! Disco Cli!

Congratulations on your CLI!
Message 3 of 11
Regular Contributor

Re: Unexpected treat! Disco Cli!

Congratulations!!! 


Screen-Shot-2019-08-24-at-2-48-50-PMScreen-Shot-2019-08-25-at-8-03-49-PMScreen-Shot-2019-08-21-at-7-25-12-PM
Message 4 of 11
Super Contributor

Re: Unexpected treat! Disco Cli!

Message 5 of 11
Established Contributor

Re: Unexpected treat! Disco Cli!

Congratulations on your CLI!!!   Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 6 of 11
Frequent Contributor

Re: Unexpected treat! Disco Cli!

Thanks, everyone, for your congratulations! This place is so encouraging, that's for sure!

FICO8: Nov 20, 2018:
FICO8: Nov 4, 2019:
Goal for December 2019: FICO 640-700
Overstock Store Card, $2,250Walmart Store Card, $500 limitDiscover IT Cash Back, $2000Navy Fed cashRewards, $1000Shell Citi store card, $800Navy More Rewards, $17,000RIP Green Dot Platinum
Overstock $2,250, Walmart $500, Discover IT Cash Back $2000, Navy Fed cashRewards $1000, Shell (Citi) Fuel Rewards, $800, Navy More Rewards, $17,000, (Green Dot Platinum Secured, $200, to be cancelled.)

Starting Score: 539
Current Score: 665
Goal Score: 760


Take the myFICO Fitness Challenge   |   My credit recovery journal

Message 7 of 11
Valued Contributor

Re: Unexpected treat! Disco Cli!


@tenaya wrote:

 (I am the Queen of Lowered Expectations! LOL.)

 

That's funny!  Glad you scored, Smiley Tonguefinally.  Enjoy it and hope to see more in the near future for you QueenSmiley Wink

"LEAVE A MESSAGE AT THE BEEP"
Message 8 of 11
Community Leader
Super Contributor

Re: Unexpected treat! Disco Cli!

Just call me King lolSmiley Wink. Big congratsSmiley Happy Choo ChooSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 9 of 11
Valued Contributor

Re: Unexpected treat! Disco Cli!

Congrats on your increase!!
Message 10 of 11
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