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Unexpected treat! Disco Cli!

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Frequent Contributor

Unexpected treat! Disco Cli!

I decided to hit the LUV button and got a $500 CLI (to $2000) just now! I've never (successfully) done this! I've hit the Synchrony LUV button a few times and was always declined and expected the same here. I was shocked that I got anything! (I am the Queen of Lowered Expectations! LOL.)

 

I was inspired by some posts here to try for a CLI on my Discover It Cash Back card. I've only had the card 6 months. (Starting limit $800, raised to $1500 three months ago via auto CLI.)

 

My scores are not great (650-660 FICO) and were in the low 600s when I first got approved for the card, so I am extra grateful for this CLI. I know that $500 or 25% more may not seem like much, but I'm thrilled. Disco has been very good to me.

 

This comes at an especially good time because I still have a 0% APR and there are some added expenses this month (that will be paid off shortly). I've been very good about paying in full (though sometimes I may carry a fairly modest balance) and now with the CLI I feel like I have some extra breathing room. 


Overstock $9,750, Walmart $2.5K, Discover IT Cash Back $2.4K, NFCU Flagship $5K (formerly CashRewards), Shell (Citi) $800, NFCU More Rewards $17K, AMEX Cash Magnet $1K, Citizens Cash Back $2.8K, Amazon Store Card $4.2K, Cap1 QS $1.1K, FBNO Visa $1.6K, AMEX Blue Cash Preferred, $8K, eBay MC $800 (RIP Green Dot Platinum Secured)
Current FICO8: EQ 700, TU 697, EX 690   Current FICO9: EQ 715, EX 714
Goal for December 2019: FICO8 640-700 (reached! Fico 681!) | Goal for December 2020: FICO8 685-700 (Reached! 690!) | Goal for December 2021: FICO8 700-740
Starting Score: 539  Current Score: 690  Goal Score: 760
My credit recovery journal

Message 1 of 11
10 REPLIES 10
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Frequent Contributor

Re: Unexpected treat! Disco Cli!

Congratulations_misti.gifWe have all been where you are, with that being said congratulaions on your success, enjoySmiley LOLHeart



Message 2 of 11
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Super Contributor

Re: Unexpected treat! Disco Cli!

Congratulations on your CLI!
Message 3 of 11
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Frequent Contributor

Re: Unexpected treat! Disco Cli!

Congratulations!!! 



Screen-Shot-2019-08-25-at-8-03-49-PMScreen-Shot-2019-08-21-at-7-25-12-PM

Message 4 of 11
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Epic Contributor

Re: Unexpected treat! Disco Cli!

popcorn eating emoticon.gif

Message 5 of 11
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Established Contributor

Re: Unexpected treat! Disco Cli!

Congratulations on your CLI!!!   Smiley Happy

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge


Message 6 of 11
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Frequent Contributor

Re: Unexpected treat! Disco Cli!

Thanks, everyone, for your congratulations! This place is so encouraging, that's for sure!


Overstock $9,750, Walmart $2.5K, Discover IT Cash Back $2.4K, NFCU Flagship $5K (formerly CashRewards), Shell (Citi) $800, NFCU More Rewards $17K, AMEX Cash Magnet $1K, Citizens Cash Back $2.8K, Amazon Store Card $4.2K, Cap1 QS $1.1K, FBNO Visa $1.6K, AMEX Blue Cash Preferred, $8K, eBay MC $800 (RIP Green Dot Platinum Secured)
Current FICO8: EQ 700, TU 697, EX 690   Current FICO9: EQ 715, EX 714
Goal for December 2019: FICO8 640-700 (reached! Fico 681!) | Goal for December 2020: FICO8 685-700 (Reached! 690!) | Goal for December 2021: FICO8 700-740
Starting Score: 539  Current Score: 690  Goal Score: 760
My credit recovery journal

Message 7 of 11
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Senior Contributor

Re: Unexpected treat! Disco Cli!


@tenaya wrote:

 (I am the Queen of Lowered Expectations! LOL.)

 

That's funny!  Glad you scored, Smiley Tonguefinally.  Enjoy it and hope to see more in the near future for you QueenSmiley Wink



”MY TAKE HOME PAY DON’T TAKE ME HOME”
(App'oholics Anonymous- recovery mode, got the bronze spade)
Message 8 of 11
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Community Leader
Mega Contributor

Re: Unexpected treat! Disco Cli!

Just call me King lolSmiley Wink. Big congratsSmiley Happy Choo ChooSmiley Happy
Message 9 of 11
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Valued Contributor

Re: Unexpected treat! Disco Cli!

Congrats on your increase!!
Message 10 of 11
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