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Unicorn Approved (Chase Sapphire Reserve)

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cem13
Established Contributor

Unicorn Approved (Chase Sapphire Reserve)

Today I was approved for my unicorn CSR ($19,600 & 22.74%).  All scores are over 800.  0/12 and 1/24 new accounts.  7% Utilization.  INQ:  EQ: 0/12 & 2/24.  EX: 0/12 & 3/24,  TU: 1/12 & 1/24.

 

Ironically the $19,600 SL is the exact CL I had in 2007 when I burned Chase for over $19K.  I applied 2 years ago (scores ~750) bue denied for 5/24.  Along with yesterday's $2K Walmart approval, my total CL is about $300K which is about 2x my yearly salary.

 

I have been with Chase since my high school summer job in 1982.  I needed an account to cash my $5 paychecks.  I chose the closest bank to my house.  That bank eventially merged several times into today's JM Chase.

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.
Message 1 of 19
18 REPLIES 18
PullingMeSoftly
Valued Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congrats on a nice CSR approval and a very long-term relationship with the House of Dimon!






Message 2 of 19
CloudyWeather1331
Regular Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congrats on the Chase approval!

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Message 3 of 19
calisig
Regular Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

thanks for including all the important data points and the interesting back story! and congradulations on your unicorn!

13Oct22 Exp F8: 812
Message 4 of 19
CreditMagic7
Mega Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congratulations on your CSR Approval!

Message 5 of 19
NalekSok
Regular Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congratulations on your approval! 🎉






Message 6 of 19
Yasselife
Valued Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congrats 👍






Message 7 of 19
manbuckets
Regular Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congrats on your CSR approval!

Current Cards/Loans:
Future Cards:
Message 8 of 19
Elpadrino1
Valued Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congratulations on your Chase approval!!

Message 9 of 19
Marmot
Frequent Contributor

Re: Unicorn Approved (Chase Sapphire Reserve)

Congratulations on your approval !!!

Message 10 of 19
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