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Union Bank Visa

12njoy
Super Contributor

Union Bank Visa

Applied on 10/16/16 after reading Sandman was approved.  Application went pending and was told that Union Bank had to contact EX about something that was reporting.  Waiting a few more days and called today.  UW initially said there was something on the application that he couldn't overide.  Said he would have his supervisor take a look at it.  Came back and said I was approved for $3,500.  If I got approved just about anyone with decent credit can get approved IMO.

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 1 of 8
7 REPLIES 7
B335is
Moderator Emeritus

Re: Union Bank Visa

Congrats 12njoy! I'm dying to know what that something was that couldn't be overridden.
Message 2 of 8
CreditMagic7
Super Contributor

Re: Union Bank Visa

Sure looks like they might could have done a little better with the SL but an approval still COUNTS!

 

They seem a rather rare bank too. Not too often mentioned until recently.

 

Congrats! 12njoy

Message 3 of 8
12njoy
Super Contributor

Re: Union Bank Visa


@B335is wrote:
Congrats 12njoy! I'm dying to know what that something was that couldn't be overridden.

sounds like a denial to me.  They must be looking for business I suppose.    They wouldnt tell

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 4 of 8
12njoy
Super Contributor

Re: Union Bank Visa


@CreditMagic7 wrote:

Sure looks like they might could have done a little better with the SL but an approval still COUNTS!

 

They seem a rather rare bank too. Not too often mentioned until recently.

 

Congrats! 12njoy


Their hold times can be very long

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 5 of 8
AverageJoesCredit
Community Leader
Mega Contributor

Re: Union Bank Visa

Another notch on the beltSmiley Happy Nice approvalSmiley Happy
Message 6 of 8
12velectronics
Valued Contributor

Re: Union Bank Visa

Congrats! This card seems to be gaining steam lately!
Message 7 of 8
redpat
Senior Contributor

Re: Union Bank Visa

Congrats.

 

You only need the cards with lenders beginning with these letters (G, I,J,M,Q,V,W,X,Y,Z) and I think to have the entire alphabet covered.



Personal Cards: Amex Plat | Amex Delta Res | Amex Hilton | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
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