Union Bank rewards visa Approval 12.5k

[CreditCuriosity]

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@redpat wrote:

Congrats CC, you've been busy applying for CCs lately.

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Suppose it it to hot and humid to do much outside and who wants to work 24x7

[woodyman100]

A belated congrats @CreditCuriosity . 

I’ve been pretty absent lately. 

Snowed under at work and had a heart attack in early June. 

Glad to see you doing so well!

[CreditCuriosity]

Holy crud @woodyman100 take care of yourself. Hope you are doing well my cc nor yours means nothing to your health. Best to you and family

[woodyman100]

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@CreditCuriosity wrote:
Holy crud @woodyman100 take care of yourself. Hope you are doing well my cc nor yours means nothing to your health. Best to you and family

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I’m all fixed up and good as new!

As soon as my house cash out financing closes in a week or so, I’ll be back on the credit train!

[HighAchiever]

Congratulations on the card and really nice SL!!!   

[Anonymous]

is the cashback card better than their points based rewards card?

it gives you a cashback of 1.875% if you have an account at their bank.

compare cards

i bank with them and when i log into their online banking i keep getting an ad telling me to apply for their cashback card. i'm not sure if that counts as a preapproval or not because the apr is showing as a range: 16.24% to 26.24%    

they are special offering 150$ for $1000 spend, normally its $100. the offer expires tomorrow.

[CreditCuriosity]

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@Anonymous wrote:

is the cashback card better than their points based rewards card?

it gives you a cashback of 1.875% if you have an account at their bank.

compare cards

i bank with them and when i log into their online banking i keep getting an ad telling me to apply for their cashback card. i'm not sure if that counts as a preapproval or not because the apr is showing as a range: 16.24% to 26.24%    

they are special offering 150$ for $1000 spend, normally its $100. the offer expires tomorrow.

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Really can't answer which is better as they both have reward multipliers.  Rewards appears better for mobile pay and various cats vs just a straight cash back card might be better overall just depends on your spending, so that i can't answer.  Not sure if they offer legit pre-approvals although if you search union bank their is only a handful of threads on this forum about them @Gmood1 I believe had a similar thing to yours and a range apr and it was an immediate approval i believe he stated.  What are your scores like being Experian are they pretty strong 750+?  That is who they would pull.  He was also targeted with a better cashback bonus as well than the public offer, believe he got 200 for 1k spend.

[AverageJoesCredit]

@woodyman100, glad to hear you are better Youve been missed here for sure

[Gmood1]

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@Anonymous wrote:

is the cashback card better than their points based rewards card?

it gives you a cashback of 1.875% if you have an account at their bank.

compare cards

i bank with them and when i log into their online banking i keep getting an ad telling me to apply for their cashback card. i'm not sure if that counts as a preapproval or not because the apr is showing as a range: 16.24% to 26.24%    

they are special offering 150$ for $1000 spend, normally its $100. the offer expires tomorrow.

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I did receive a similar offer. Mine was for $200/ $1000 spend.

And as CC pointed out, it was an instant approval. I'd have to look and see. But I believe I had a SP on EX as well before the offer showed up.

[woodyman100]

Thank you Joe