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United Explorer approval, high cost of admission

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CreditobsessedinFL
Established Contributor

United Explorer approval, high cost of admission

Decided to try to get a slightly younger sibling to age alongside the Chase Sapphire Preferred that I picked up 3 months ago and build on my United status for an upcoming trip abroad. My Chase banker assured me I was pre-approved for several cards, so I thawed my reports and popped into the branch to apply. 
A TRIPLE PULL later, approved for $16,100 with a  22.46% interest rate.
I will lick my wounds and take the 60K-75K miles, but whoa, seeing how as I  researched Chase/United in the forums,  (and do not remember seeing a triple pull as the price for admission... possibly a double pull with Chase based on geography), I wasn't expecting that at all, so truly when you read YMMV, it is TRUE.  Back to the garden I go, for sure, before jetting off somewhere fabulous on United miles, next yearSmiley Happy

Scores(at time of application)

785 EQ 

761 TU

741 EX (CSP was only pull on  7/11)

 

Always grateful for the wealth of knowledge and continued support in the forums, I have learned SO much here @myfico.

 

 

Message 1 of 17
16 REPLIES 16
blindambition
Senior Contributor

Re: United Explorer approval, high cost of admission

The triple pull stings some, but you started with decent limit and SUB!! Congrats!!! 👍🏻 👍🏻 

Message 2 of 17
cashorcharge
Community Leader
Senior Contributor

Re: United Explorer approval, high cost of admission

WooHoo!! Congratulations on your United Approval!!👏🏼🍾🥂

Message 3 of 17
KingRue8500
Senior Contributor

Re: United Explorer approval, high cost of admission

Congrats on your Chase United Explorer approval




Message 4 of 17
CreditobsessedinFL
Established Contributor

Re: United Explorer approval, high cost of admission

Thank you; yes, it does ease the burnSmiley Happy

Message 5 of 17
CreditAggie
Community Leader
Super Contributor

Re: United Explorer approval, high cost of admission

Congratulations on your Chase United Explorer approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 17
CreditobsessedinFL
Established Contributor

Re: United Explorer approval, high cost of admission

Thank you, very pleased.

Message 7 of 17
MySunrise271
Established Contributor

Re: United Explorer approval, high cost of admission

Congratulations on your United Exploer approval🎉🎉🎉

Message 8 of 17
hawkins
Frequent Contributor

Re: United Explorer approval, high cost of admission

Triple pull you say? Damm that would be a first that I have heard of them doing that. I have 3 cards with them and always got a double whammy but never a triple. I hope that not a new SOP for them. Anyways congrats I have that card as well and am enjoying the 10x on gas I am getting right now alongside the 5x on groceries.

Message 9 of 17
PullingMeSoftly
Valued Contributor

Re: United Explorer approval, high cost of admission

Congrats, great card to add, solid travel value for a $95 AF. Checked bag for you and a companion adds up quick, and a couple yearly UA lounge passes are convenient. Hopefully you can check to see if this one gets a 10x offer for q4 too, I've got the 10x on gas for this card.






Message 10 of 17
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