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United Nations FCU (UNFCU) Elite approval

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Re: United Nations FCU (UNFCU) Elite approval

Congrats! Any memory on how long it took for the membership approval?.

Just applied for membership today, did they require POI?, verification?. Etc?.
Message 11 of 21
Valued Contributor

Re: United Nations FCU (UNFCU) Elite approval


@Creditplz wrote:
Congrats! Any memory on how long it took for the membership approval?.

Just applied for membership today, did they require POI?, verification?. Etc?.

8 days from application to the Welcome to UNFCU email, no additional verification or documentation other than copy of ID and proof of eligibility for membership but I only opened a savings account and not a checking account.

 

They wanted proof-of-income and proof-of-employment for the CC application but not for membership.

 

(5/2019)
FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 12 of 21
Valued Contributor

Re: United Nations FCU (UNFCU) Elite approval

 

One last update to this thread - I received the assigned PIN on Saturday 12/29 and the card arrived today.

 

I hope that this means that UNFCU really has streamlined their process over the last couple of years and that I wasn't just an outlier.

 

 

(5/2019)
FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 13 of 21
Valued Contributor

Re: United Nations FCU (UNFCU) Elite approval

Congrats!!!  000AAACheerleaders.gif

 

Seems like a long process but paid off in the end.. Good for you!! 

Mine was exhausting and I didn't even want a new card- /shrugs.. 




Message 14 of 21
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Community Leader
Super Contributor

Re: United Nations FCU (UNFCU) Elite approval

Congrats CFSmiley Happy
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 15 of 21
Established Member

Re: United Nations FCU (UNFCU) Elite approval

Which Credit Bureau did they use?
Message 16 of 21
Moderator

Re: United Nations FCU (UNFCU) Elite approval


@iamcleo wrote:
Which Credit Bureau did they use?

EX.  The OP mentioned that in the 1st post.

Message 17 of 21
Community Leader
Super Contributor

Re: United Nations FCU (UNFCU) Elite approval


@CreditCuriosity wrote:

Congrats can you remember if it was a HP to join UNFCU for a savings account?


@CreditCuriosity , uh huh...I see where your mind is going with this, LOL..mmmm, you'll have a clean EX file in a few months, ...Smiley Wink


Scores held down by umpteen INQ & New accounts, and a paid off loan and new loan reporting.
~~~BK7 d/c-08/2013......my rebuild worked for me, but won't necessarily work for you.~~
Message 18 of 21
Established Contributor

Re: United Nations FCU (UNFCU) Elite approval

Congrats on your new card.!!











Current

Goal Cards

Message 19 of 21
Established Member

Re: United Nations FCU (UNFCU) Elite approval

No he didn't. He said it showed up as a tradeline in EX. Not that the pull was from EX.

Message 20 of 21