Update #2: Weekend App Spree Results -

[HindSight_20_20]

**Short Version:**  

SECU - 13.5K SCL  ->got the email this evening (it was in review for a day, so I didn't post it originally) just needed me to update my address on file to complete the approval. Pleasantly surprised!  My largest SCL 

Cap1 Savor - 1k  

Apple Pay - 3k  

Lowes - 5k 

Venmo Siggy Visa - 7.5k 

AMEX Hilton Honors - 3k

Penfed Power Cash Back - 3.5k

**Long Version / Original Post** 

Hit the Pre-Qual request button (did several times in the past and was denied due to two existing products) so was surprised to get the offer.

1k approval (which I'm not thrilled with) but at least I can Garner a bit of cash back now.

I'll call Monday for a CLI (can't hurt at this point)

**** Adding the new HHonors AMEX to the mix tonight with a starting 2k limit (just in time for the fathers day trip) *****

Used the 'check if your pre-qualified' option, was pre qualified, so I applied, got approved for 2k, requested my card number, downloaded the app, done. (Pulled TU, EX)

Data:

5 open CCs (4 zeroed) avg limit $300 to $500 (two Cap1, Target,  CitiSecured <- FOREVERRRRRRR smh... 1 Truist) 

SunTrust now Truist is at (4.5K limit) 30% uti.

No collections 

No Public Records 

Avg age of CC 4yrs EQ, TU, and 5yrs EX

Paid off Car Loan

About twelve closed CCs all in good standing 

One open AU acct (Lowes 17K) 0% uti

I will call Cap1 Monday about the platinum CC (about 3 years old $300.00 CL) to see what we can do about that CL also. 

The secured one is the oldest at $500.00 /up from $200.00. I'll just leave it right now until I can afford to close it Fico wise.

EQ 672, TU 645, EX 673 FICO 8's

Sig is way outdated (sorry)

[KingRue8500]

Congrats on your Capital One Savor approval

[CreditMagic7]

Congratulations on your Capital One Savor Card approval.

[gdale6]

Grats on your Cap-1 Savor approval

[CreditAggie]

Congratulations on your Capital One Savor approval!

[SUPERSQUID]

CONGRATS!!!!!

The savor one is a great card, i use mine constantly for the 3 pct cb on groceries.

[cashorcharge]

WooHoo!! Congratulations on your Savory Cap1 Approval!!👏🏼🍾🥂

[HindSight_20_20]

That's good to hear, I will be using it regularly on monthly runs on things I'd pay anyway. 

[Elpadrino1]

congratulations on your Cap1 approval!!

[SUPERSQUID]

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@HindSight_20_20 wrote:

That's good to hear, I will be using it regularly on monthly runs on things I'd pay anyway. 

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just one thing to consider when using the savor one, some retailers dont code as grocery such as walmart and target. I like to dip my toes in the water first. I make a very small purchase at a store with my card and then check my cap 1 account to see how it coded before i make a bigger grocery purchase. cap 1 instantly logs the purchase in your card account with its coding so finding out is lightning fast. I was surprised when a local bagel takeout registered as 3 pct cb dining.