Re: AMEX Delta Platinum

gdale6 · ‎10-12-2021

Grats on your very nice Delta approval

NRB525 · ‎10-12-2021

Congrats on your approval. Nice volume of SkyMiles for the SUB.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Sub16610 · ‎10-12-2021

@MauiMan85297 wrote:
Cold apped throught their website as the sub is 90,000 miles and 10,000 MQM's. Fico Ex 8 is 738- util is 2% and income is 6 figures, was needing a decent travel card without the huge annual fee- gave me the 24 hour notice. I wonder if it's the address as I just moved into a new house 30 days ago but we'll see.

Very cool update, congrats on your approval!

Total80sKid · ‎10-12-2021

Congrats on your Delta approval 👍🏼

Curious_George2 · ‎10-12-2021

@MauiMan85297 wrote:
Approved for $10k SL, does AMEX do the 3x CLI on co-branded cards as well and if so is it 6 months wait? Mod ok to move to approvals

Congrats! I don't think we have any evidence that Amex has different CLI policies for co-branded cards.

+1 to what @M_Smart007 said, but don't be surprised if they won't go all the way to $30k right away. There's a whole thing with income verification when you get to that level. You've got two months to read up on that topic if you're interested. The TL;DR version is that $25k is a much easier limit to attain from where you are, and then $5k CLIs every 6 months thereafter.

But that's for another day. For today, congrats!

spiritcraft1 · ‎10-13-2021

@MauiMan85297 wrote:
Approved for $10k SL, does AMEX do the 3x CLI on co-branded cards as well and if so is it 6 months wait? Mod ok to move to approvals

Congrats on the Delta. Unless you have had any other AMEX CLI's in the last 180 days, it is 61 days from approval for most people to request 1st CLI. Some nail it right away though, YMMV of course. Thanks for the DP's by the way!

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Brian_Earl_Spilner · ‎10-13-2021

Congrats. 3x CLI applies to cobranded. If you haven't been denied an increase in the last 90 days, or approved in the last 180, you can ask immediately, even before you get the card.

MauiMan85297 · ‎10-14-2021

@Brian_Earl_Spilner wrote:
Congrats. 3x CLI applies to cobranded. If you haven't been denied an increase in the last 90 days, or approved in the last 180, you can ask immediately, even before you get the card.

Now that I have the card and activated should I ask for 3x CLI now or wait the 6 months?

GrandBay · ‎10-14-2021

congrats on your first trip to Maui @MauiMan85297

MauiMan85297 · ‎10-14-2021

@GrandBay wrote:
congrats on your first trip to Maui @MauiMan85297

Thanks but I've been there 4x in last 5 years but when you go it always feels like the first time.

** Update: Approved - AMEX Delta Platinum