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@Gmood1 wrote:
@Ugenie7 wrote:
@Gmood1 wrote:Your stats look good! It would be surprising if you were denied!
As Imthedevil says, you shouldn't have an issue.
If you want it, grab it!
My Experian app says it will update in 4 days. I will wait for that to see what changes if any before apping.
Thanks for your reply.
There's a good chance, they'll pull EQ and not EX. It is a toss up to which they'll pull.
I've had one or the other pulled depending on the Citi CC. So don't be surprised if they pull EQ.
You can check all of your scores for free using https://www.experian.com/consumer-products/compare-credit-report-and-score-products.html
Just cancel the trial within 7 days. You won't be charged.
I assumed Citi would do a double credit pull.
I'm waiting on my cousin to send me a Citi referal link who has a Costco Citi card. It guess depends on Citi as whether they consider the Costco card as a regular Citi card or as a Costco store card only.
Thanks for the info and link suggestion!
Just pulled my scored using Experian CreditWorks
EQ = 772
EX = 769 Update on 5/15
TU = 794
Bankcard 8 = 767
I got several other scores where the lowest is 746 auto score.
Now I'll need to figure out how to cancel the trial. I don't see a way yet other than calling in.
Oh! I have 3 cards total. Two are community bank cards from two states with low apr's and no rewards except the ones I pick from a catalog. The other one is the Chase FU.
Applied and got approved with a small $2300 SL. I can work with this for now. Hopefully they will give me a CLI in a few months.
The APR is 16.99 which will vary base on the prime rate it says.
Citi pulled Bankcard 8 from EX as that's where I got the credit alert from. This hard pull has not shown up yet.
Thanks for everyone's suggestions!
@AllZero wrote:
Congratulations on your approval!
Thank you!
@Ugenie7 wrote:Applied and got approved with a small $2300 SL. I can work with this for now. Hopefully they will give me a CLI in a few months.
The APR is 16.99 which will vary base on the prime rate it says.
Citi pulled Bankcard 8 from EX as that's where I got the credit alert from. This hard pull has not shown up yet.
Thanks for everyone's suggestions!
Congrats. Don't lose sleep over the SL, Citi is known to be conservative with starting limits on this card. You should be able to request a SP CLI in 6 months.
@Ugenie7 wrote:Applied and got approved with a small $2300 SL. I can work with this for now. Hopefully they will give me a CLI in a few months.
The APR is 16.99 which will vary base on the prime rate it says.
Citi pulled Bankcard 8 from EX as that's where I got the credit alert from. This hard pull has not shown up yet.
Thanks for everyone's suggestions!
Congratulations on your approval!
Congratulations!