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Update: Approved - CITI Double Cash Back App

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Valued Contributor

Re: CITI Double Cash Back App

Congrats! Nice job 👍







       
Message 21 of 33
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Valued Member

Re: CITI Double Cash Back App

Wow!

Thank you everyone !

 

I'm sure I'll have more questions in the near future.

 

I'm reading a post about it now. Let's me see if I can understand it.

 

Thanks again! 

 

Message 22 of 33
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Established Contributor

Re: CITI Double Cash Back App


@Ugenie7 wrote:

Applied and got approved with a small $2300 SL. I can work with this for now. Hopefully they will give me a CLI in a few months.

 

The APR is 16.99 which will vary base on the prime rate it says.

 

Citi pulled Bankcard 8 from EX as that's where I got the credit alert from. This hard pull has not shown up yet.

 

Thanks for everyone's suggestions!


Congratulations on your Citi Double Cash approval!



Current FICO 8:

Credit Age (TU):

Inquiries:


Message 23 of 33
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Regular Contributor

Re: CITI Double Cash Back App


@Ugenie7 wrote:

Applied and got approved with a small $2300 SL. I can work with this for now. Hopefully they will give me a CLI in a few months.

 

The APR is 16.99 which will vary base on the prime rate it says.

 

Citi pulled Bankcard 8 from EX as that's where I got the credit alert from. This hard pull has not shown up yet.

 

Thanks for everyone's suggestions!


Congrats. Don't worry too much about the limit. They started me out about the same and have been generous with $1500 CLI every six months, as well as a Rewards+ card that started at a $10,000 limit.

Message 24 of 33
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Established Member

Re: CITI Double Cash Back App

I applied for the Citi Rewards+ back in December.  They double pulled EQ & TU, with EQ BKcard8 = 735.  Clean file, 3/12 new accounts, inquiries on EQ 2/12. AAofA was 9 mo, oldest account 1.5 years.  TCL at the time was about 14K, highest SL awared to me had been 6K.

 

Instant approval... but I was dissapointed by the SL of $2500. 

 

In my case, Citi updated the "Apply for Credit Line Increase" from hard to soft-pull about 3 months after I opened the account.  I spent another 30 days building up courage, then I  requested a credit line increase.  The system made an instant decision to increase my CL to $4,000.  In effect just had to wait 4 months for CITI's computer to correct it's mistake earlier giving me the stingy limit  :-)  No problem. 

 

Other members have commented that Citi periodically (~6 months) auto-increases credit limits, as long as they like the way things are going.

 

The only activity in my account over the first few months (before requesting a CLI) was accepting a BT offer which utilized 28% of my initial credit line.  I paid about twice the minimum amount due each month ($50).

Message 25 of 33
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Valued Member

Re: CITI Double Cash Back App

The Citi banking app has an option to request a CLI which I'll probably use in a couple of months.

 

Bummer on the double pull!

 

Thanks for your reply.

 

Message 26 of 33
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Valued Contributor

Re: CITI Double Cash Back App

Congrats on approval and Welcome aboard the DC train, they will cli ya with SP soon as others have stated......
Good Luck !!!!!!!
Message 27 of 33
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Valued Member

Re: CITI Double Cash Back App

I have another question...

I was approved for the Citi DC on 5/12. 

 

On both Citi online and the Android app it shows my due date as 5/28. My statement close date is 6/2. It also shows remaining balance due of $0.00. Under that it shows remaining minimum $0.00 due. 

 

Does this mean I'll be doing a partial month payment before my statement closes?

 

Shouldn't the app and online show my due date as 6/28 instead of 5/28?

 

Kind of scary waiting until 6/28 and getting a late fee.

 

Note to mods: Move to proper forum. I wasn't sure. Tks!

Message 28 of 33
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Frequent Contributor

Re: Update: Approved - CITI Double Cash Back App


Congrats, glad it worked out. Enjoy the DC card!

Discover 22K ---------------------------- Credit Union MC 12K
Cap1 QS 10K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 22K
2 Installment loans:
Auto 15K / 39K ---------- Auto 28K / 39K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 29 of 33
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New Member

Re: Update: Approved - CITI Double Cash Back App

Congratulations on the approval! Smiley Happy

Hey

Message 30 of 33
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