Well, I guess I answered my own question by pulling the trigger. I just got approved for the AMEX Delta Gold Card. I have my foot in the AMEX door. Im truly humbled.
If you've had cards before and you're not new to credit then you might already be ready for a CSR. 1 year of history means with credit . I don't think it has to be current open cards. Whats your fico AAoA? According to Myfico? I'm not with chase but hopefully someone can chime in but I don't see why you wohld be denied if your not new to credit .
Congrats on your approval!
Thank you, thats good to know I wont rule it out for later this year then.
Congratulations!
@Anonymouswrote:
What CR did they pull? What was your score? What SL did you get? Congrats!
I didnt have the info last night but it showed up on my 3B this morning. They pulled Experian and my score was 647. Approved with unpaid CO due to fall of in March and 3 student loan lates from the fall of last year.
I think my AAOA is 4.5 years now, and my all of my current cards are less than six months old. My starting limit is $1000 but at least Im in. I fully intend to baby this card.