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WOW!! ! I am in shock.
Approved for Chase CSP on 5/3/2016 with a SL of $5,000
Have put about $12,000 through the card since then. Always making payments before it cycles and letting only a smaller balance or zero balance report.
Just logged in and saw my credit line had DOUBLED to $10,000 !!! WHOOOOOOOOOOOO HOOOOOOOOOOOOOO
FICO 08 | EX 671 | EQ 674 | TU 710
TCL | $85K / $90K NOW
UTIL | AROUND 10%-15%
***More Details***
So I've been digging through what I may have done differently than other card holders. I really like the off cycle cra update Chase does for a PIF accounts.
Statement/Balance History:
Statement: 1 | 06-02-16
Purchses: $5,747.04
Pmts/Cred: $3,206.52
Balance: $2,540.52
**************************** PIF'D $1623 on 5/15, PIF'D $1583 on 5/26 = 2x Paying account to $0 balance
Statement: 2 | 07-03-16
Purchases: $785.58
Pmts/Cred: $3,090.47
Balance: $235.63
*************************** PIF'D $2540 on 6/18, PIF'D $528 on 6/28 = 2x Paying account to $0 balance
Statement: 3 | 08-02-16
Purchases: $2,523.44
Pmts/Cred: $2,636.51
Balance: $122.56
*************************** PIF'D $1732 on 7/21, PIF'D $791 on 7/30 = 2x Paying account to $0 balance
Statement: 4 | Recent Activity:
Paid: $224 on 8/8/16
Charged: $1577.89
Paid: $1577.89 on 8/20/16
Charged: $1327.55 <-current balance from back to school shopping lol
Wow, that is amazing.
My DW got a CSP with 5k and got a 1k auto-CLI a while ago. I think this is the first time I read about a 5k card going to 10k with Chase auto-CLI.
Congrats.
@newhis wrote:Wow, that is amazing.
My DW got a CSP with 5k and got a 1k auto-CLI a while ago. I think this is the first time I read about a 5k card going to 10k with Chase auto-CLI.
Congrats.
That's why I posted about it! When I got approved in May I was a little down about the SL especially because Chase is not known for CLI's. I've read posts from members who have had cards for years and no CLI Luv and most if they have gotten any were around the $1k-2k. This is a $5,000 increase after only the THIRD statement (8/2/16)
Surely has something to do with the $12k spend in a little over three months! Congratulations! This is the first time I've heard of an auto-CLI from Chase at all, let alone one for $5k. And it was a soft pull at that!
@Anonymous wrote:WOW!! ! I am in shock.
Approved for Chase CSP on 5/3/2016 with a SL of $5,000
Have put about $12,000 through the card since then. Always making payments before it cycles and letting only a smaller balance or zero balance report.
Just logged in and saw my credit line had DOUBLED to $10,000 !!! WHOOOOOOOOOOOO HOOOOOOOOOOOOOO
FICO 08 | EX 671 | EQ 674 | TU 710
TCL | $85K / $90K NOW
UTIL | AROUND 10%-15%
Wow I guess they appreciate all that business you've thrown their way Nice
@Anonymous wrote:Surely has something to do with the $12k spend in a little over three months! Congratulations! This is the first time I've heard of an auto-CLI from Chase at all, let alone one for $5k. And it was a soft pull at that!
It's definitely my favorite card so I do get spendy with it. I was just floored. But I'll take it!
Congratulations!! Wow!!
Excellent Job! Congrats on this achievement.
Im sitting in the corner waiting for my auto-cli haha.
@Anonymous wrote:Excellent Job! Congrats on this achievement.
Im sitting in the corner waiting for my auto-cli haha.
I updated my first post with details about my statements/balances/payments I think the trick was the multiple times I've paid the account in full. In 100 days or so since I opended the account, Chase has reported I think at least 5 PIF ($0) updates and the 3 regular cycle updates....that may be their internal scoring "key"
Heavy Use + PIF in same cycle ..system & scoring I assume are recording the updates/payments/times account is paid in full.