Update: SYNCHRONY IS CRAZY!!!

MrCreditInternational · ‎07-01-2019

So I started with 500$ limit on my Amazon store card in November 2018 and got a CLI to 1000$ last month.
I read somewhere online that after 6 or so months of getting a Synchrony card you should call them at (877) 379 - 8173 and ask for a CLI to 25k (worst case they'll counter with an offer).

I just called and asked for 10k and they said we're sorry and gave me 5k instead (5xCL)!!!!!!
I'm really happy especially that I actually use this card a lot.

I'll try later this month with my GAP and AEO cards (waiting for my Schwab card to report!)

Update:
I went ahead and applied for a CLI on both my GAP and AEO cards. Asked for an increase from 1900 to 5000 and was approved instantly on both(2.5xCL)!!!!!
The total CLI across the 3 cards is 10,200$!!!!
Synchrony is going to spoil me

Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire (31,700); Amex BBP (27,000); HSBC Premier WMC (18,000); USB Altitude Reserve (10,000); Chase Sapphire Preferred (5,800), Delta Platinum (5,000); Apple Card (4,750); USB Altitude Go (1,000)

Started collecting cards: Oct/2018

Remedios · ‎07-01-2019

Congrats on your increase

Anonymous · ‎07-01-2019

Congrats on the Cli's!

KLEXH25 · ‎07-01-2019

Wow nice!!! Which card was this, Amazon?

MrCreditInternational · ‎07-01-2019

Thanks everyone!

@KLEXH25: I called for the Amazon store card first then did the other two cards online using their portals

Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire (31,700); Amex BBP (27,000); HSBC Premier WMC (18,000); USB Altitude Reserve (10,000); Chase Sapphire Preferred (5,800), Delta Platinum (5,000); Apple Card (4,750); USB Altitude Go (1,000)

Started collecting cards: Oct/2018

Anonymous · ‎07-01-2019

Congras on some very nice increases there! Enjoy!

Anonymous · ‎07-02-2019

Congrats on your increases!!

BallBounces · ‎07-02-2019

I agree, Synchrony is crazy. My 350/5000 service line has been chased to 0/150.

(To be fair, not entirely undeserved but the swings in both directions were similarly irrational.)

050719:

021924:

FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.

MrCreditInternational · ‎07-02-2019

That really sucks. I heard that they're score driven, meaning you can get CLI if your scores jumped or get chased if your scores went down.

If you don't mind me asking, what happened?

Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire (31,700); Amex BBP (27,000); HSBC Premier WMC (18,000); USB Altitude Reserve (10,000); Chase Sapphire Preferred (5,800), Delta Platinum (5,000); Apple Card (4,750); USB Altitude Go (1,000)

Started collecting cards: Oct/2018

calyx · ‎07-02-2019

Congrats on the increases - they're pretty nice!

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO