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If you had a QS1 and you wasted a hard pull and inquiry for QS...that was a bad mistake.
You could have done a product chage, as I have done it...actually Capital One did it on their own, without me asking...
Also, how did you drastically increase your Lowes Limit?
@Anonymous wrote:Lowes approval 3k SL (called, went to 35k)
Discover It 5500 SL
baller4life suggested Capital one Venture/QS
Venture 20k
QS 10k
Total 70.5k in 20min (had to find the lowes number, that took long)
Wow! That's an awesome haul! Congrats on your approvals, Archange1!!
Fantastic, congrats !!
@Anonymous wrote:Lowes approval 3k SL (called, went to 35k)
Discover It 5500 SL
baller4life suggested Capital one Venture/QS
Venture 20k
QS 10k
Total 70.5k in 20min (had to find the lowes number, that took long)
Thats GREAT, congrats on your success !!!
@Anonymous wrote:Awesome!
So you had the QS1 already but you app'd for the QS and Venture? Can you tell me what the benefits of that is? I have a QS1 for a little over a year now but can't seem to kick the AF and no possible PC. I wonder if it'd be best to app for their other cards and combine them later?
My starting limit on QS1 is 3k. Aint going anywhere for awhile. I apped for Venture/QS and the limits are 20k/10k on those. I wanted to have Visa signature/WMC benefits. I am debating to merge the venture with the QS. Making it higher and apping for another Venture in a few years. IDK because I have to take the rewards out for a run and see if I like it.
As for the post directly after this, it is not a waste of a HP. They only pulled TU and EQ for both cards. 1 pull used for both cards. I can merge my QS1 with QS later. Or once it hits 5k limits I will make it WMC and upgrade to QS automatic I heard. keep it and merge my venture to the QS. It is nice to have Visa signature and WMC benefits. I got discover it as well because some places don't take my Amex. Grrr.
@CribDuchess wrote:
@Anonymous wrote:Lowes approval 3k SL (called, went to 35k)
Discover It 5500 SL
baller4life suggested Capital one Venture/QS
Venture 20k
QS 10k
Total 70.5k in 20min (had to find the lowes number, that took long)
Wow! That's an awesome haul! Congrats on your approvals, Archange1!!
Thanks, thank you everyone!
@XxRaVeNxX1 wrote:If you had a QS1 and you wasted a hard pull and inquiry for QS...that was a bad mistake.
You could have done a product chage, as I have done it...actually Capital One did it on their own, without me asking...
Also, how did you drastically increase your Lowes Limit?
It wasn't an extra inquiry. Apping back to back Venture and QS is one set of inqs. (Please confirm OP since this has been the case for 99% of us). The cards can later be combined into a monster card.
@baller4life wrote:
@XxRaVeNxX1 wrote:If you had a QS1 and you wasted a hard pull and inquiry for QS...that was a bad mistake.
You could have done a product chage, as I have done it...actually Capital One did it on their own, without me asking...
Also, how did you drastically increase your Lowes Limit?It wasn't an extra inquiry. Apping back to back Venture and QS is one set of inqs. (Please confirm OP since this has been the case for 99% of us). The cards can later be combined into a monster card.
You are right as always. Only pulled EQ and TU, 1 HP used for both cards.
I wont believe it till I get the email stating it is in the mail. Even though I can view them on my account login. I don't trust until they send me the email