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Updated :First credit card with Navyfed

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cuti
Regular Contributor

Updated :First credit card with Navyfed

After became a membership with Navy little over a month ago , I patiently wait for my utilization below 30% and some collection delete , today I try my luck and go for it , instant approved for 5600 sl and 11.24 Apr , woot woot ... and here my data for who need it to make decisions:
overall utilization 21 %
1 account balance over 50%
few paid charge off account
no collection
few late payment 18 month ago with Discover
transunion fico 8 : 654
I also try pre qualify with Amex , and it offer me amex everyday , I pull the trigger but received 14day message , I'll call Amex tomorrow to find out , my experian fico 660 at this time ...
Without you guys , I will never go this far in my credit profile , thank you so much ... my plan keep all my mortgage score above 640 to buy a house by end of this year ...
Updated : after app for Amex and received 14 days message , I call them but the department close on Sunday , just received an email from Amex congrats for approved 500 sl ... lolz but I'm happy they give me second chance after 1 burn them 10 years ago ...
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: First credit card with Navyfed

Congrats on a couple great cards!
Message 2 of 8
M_Smart007
Legendary Contributor

Re: First credit card with Navyfed

"5600 sl and 11.24 Apr"

 

That is Sweeet!, Congratulations!!!

Message 3 of 8
Anonymous
Not applicable

Re: First credit card with Navyfed

Congrats!  NFCU has been pretty good to us so far and we are using them as our main bank recently.

Message 4 of 8
cuti
Regular Contributor

Re: First credit card with Navyfed

Thanks alot guys , you guy the best , I'm happy with everything right now , just garden and wait for mortgage come soon.
Message 5 of 8
Drwaz99
Established Contributor

Re: First credit card with Navyfed

Nice job! Congrats!

Message 6 of 8
19eighty5
Senior Contributor

Re: Updated :First credit card with Navyfed

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 8
tbque
Valued Contributor

Re: Updated :First credit card with Navyfed

Awesome, congrats on the new cards. Pretty sweet!





Message 8 of 8
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