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Usbank Platinum Visa, CLI Approval (Hard pull)

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New Contributor

Usbank Platinum Visa, CLI Approval (Hard pull)

Greetings&respects to all,

I have 2 Usbank cards cash+Visa Signature&my oldest from my rebuild Platinum Visa since 9/15. Which was once a secured Visa then was converted to unsecured in 2017 from $300.00 to $3,300. I thought that Usbank would initiate a soft pull, upon speaking with a rep in underwriting she stated that Usbank no longer soft pull for CLI it would be a Hard pull so. I asked for both cards might as well two for 1 Hard inquiry😆 lol, cash+ went from $5,000 to $10,000 Platinum Visa $3,300 to $5,000.
8 REPLIES 8
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Senior Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Congratulations on your CLIs - over $7K is a win!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 2 of 9
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Senior Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

congrats!!Smiley Very Happy


Message 3 of 9
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Community Leader
Mega Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Nice job on your approvalsSmiley Happy
Message 4 of 9
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Established Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Good thinking. Congratulations on those CLIs!

Message 5 of 9
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Frequent Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

All of CLI turn downs with US Bank have been soft pulls. They were through the cli online portal. So are online requests also hard pulls now? I figured I’d get an auto increase after these 13 months, but no dice, stuck in $500 purgatory. 

PenFed Power Cash ($20,000), NFCU GoRewards Sig ($21,600), PNC Cash Rewards ($15,500), PNC Cashbuilder ($15,000), NFCU CashRewards Sig($12,000), Ebates Platinum VS($10,000), Paypal 2% MC($7700), Wells Fargo CashWise($7000), Amex BCE($6000), Amex ED($6600), Synchrony Financial ($25,000), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Walmart MC($8000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), JCP($10,000), Care Credit($15,000), RoomsToGo($11,000), US Bank Cash+ ($2500), US Bank Cash+ ($1,000), Wayfair($11,000), HSN($8000), Overstock($11,850), Lowe’s ($25,000), Trek Card($4250), WF mortgage 195K Fico 8: EQ 700, TU 709, EX 712, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 6 of 9
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Community Leader
Senior Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Those are nice CLIs for US Bank! Congrats!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 6.7k
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Once you go Berner, you never go back.
Message 7 of 9
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Frequent Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Wow congrats on the big CLIs! Definitely worth the HP imo Smiley Very Happy

Message 8 of 9
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Super Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Wow! Nice on getting increases for BOTH your US Bank card accounts.

 

Congratulations!

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